[aruanan]

Kinda seems counterproductive if you need a bigger pool to be shutting off the tap?

Well, when you're an industry that makes only 2% to 3% profit over costs there's not as much room to reduce prices to increase sales as there is in something like computer software or many, many, many other industries. In addition, when you're an industry who has the state defining exactly what you must cover, even though many of the customers would be just as happy to be able to pick and choose coverage and, as a result, have a lower bill, you have virtually no ability to change your product to lower costs.

[EBH]

Oh..I realize all that, I do. And there is lots of regulation in the way ranging from the government to the unions.

But maybe because I work retail and our mark-ups are often higher...if we want to move a product though...we mark it down.

As conservatives we often say to increase the pool of taxpayer money...lower taxes, not raise them because raising does what to the business models? Raising rates is a circular crash for insurance companies. In these times rate increases cause more people to drop coverage...causing a smaller pool and then they rinse and repeat. They should be looking for ways to drop rates, like we look to drop taxes.

I've often felt that insurance is a bit of a socialist business model. EEEKKK! I got hammered a few months ago for that assertion, but really think about it. It takes money from the pool and redistributes it, so whoever is in the pool gets equal access to care?

What would happen and what would a truly capitalist health system look like? I don't think the answer is what we have now, nor do I believe it looks anything like what 0bamacare looks like.

There are a lot of things wrong with the system. And no one is talking about real answers...yet.