Listening to talk radio is not the same as trying to concentrate on talking to someone on a phone while driving.
Great, lets just elect State Farm as titular head of government. That way scientific actuarial standards can take the place of actual human actions. So cause your insurance company says... That is reason enough to agitate for another law to be enforced at the point of a gun... Great.
Listening to talk radio is not the same as trying to concentrate on talking to someone on a phone while driving.
Many callers call in while driving.
I can tell horror stories of watching people with cell phones and driving. I drive a van pool to work and will not answer my phone. Whoever rides shotgun answers for me. The riders had a contest of who uses cells more - men or women, and the women were more likely to use the phone 60% - 75% every time. Needless to say, that contest lasted only a week or so.
One day we were on a three lane freeway, and traffic was slower than usual. I noticed two cars in the right and center lanes with NOTHING ahead of them. We got to an area with four lanes, and as we passed them, they were both on phones.
Another trip home, I told my riders that the driver ahead must be drunk, crossing the center line of a four lane road, and almost running off the right shoulder at times. Suddenly, she started driving normally again, AFTER she turned off the phone.