Posted on 02/11/2008 12:17:41 PM PST by 2banana
And you are a quality-assurance manager!!!
To catch up, they took a second job in December delivering newspapers from 2:30 to 5:30 a.m. They work together. Frank needs Joan, who sat quietly during an interview paging through a training manual, as the navigator.
In Texas during the last bust - grown men fought over paper routes.
They switched from Comcast Triple Play for $160 a month to Verizon FiOS for $110.
WOW - they are really tightening their belts now!!!!
Help with the mortgage might be coming. A Philadelphia lawyer, Robert P. Cocco, said he found a violation of the federal Truth in Lending Act in the Salamones' loan documentation and sent a letter this month to the current servicer, Wilshire Credit Corp., demanding that the loan be rescinded. The originator misstated the annual percentage rate as 10.3 percent rather than the actual 10.6 percent, according to Cocco.
Like that really makes any difference. Lender - OK, we rescind the loan, PAY UP the balance due. Rescinded doesn't mean you get the money for free, no matter what your lawyer told you.
Joan said there is one thing she enjoys about delivering papers in the middle of the night. "It's nice to see the deer outside. It's really pretty," said Joan, who brings carrots and apples to feed them.
If you shoot them, you would save on the food bill...
What a bunch of SPOILED AMERICANS
Yup
Gosh I borrowed all this money and now they want me to pay it back
At least they own up to their mistakes and are trying to do right the thing and pay off their debts. Spoiled? Maybe, but I have a lot more respect for them than those who simply walk away and blame “greedy banks” for extending them credit.
I agree - but they are never going to make it. I give it 6 more months before the "Jingle Mail"
Allow me to note this "how far they have fallen" tidbit, which apparently has significant meaning in Philadelphia:
fish sticks were on the menu one Sunday night last month
Blue and rag-rolled? They need texture? Oy!
I consider that a luxury in my house!
Spoiled people usually blame anybody, but themselves.
Hey Frank, quitting smoking would save you around $2,400.00 a year.
$75 a week for groceries? He should quit smoking and dump the cable. That would free up some funds to pay off his debt.
$360,000 in 2003?
Ya know, people should do some serious thinking before they borrow A THIRD OF A MILLION DOLLARS!
Then, that just wasn’t enough!
They turn around and go for 425,000!!!
A buddy of mine had a nice six acre spread near the Sierras in CA. Nice three bedroom house, very nice landscaping, the whole place was fenced with alot of oak trees.
He fell for the same kind of thing, refinancing, then refinancing again to cover the other loan, three or four iterations.
He only paid 75K when he bought it. Lost the whole dam thing.
They are just trying to be like President Bush and our Congress.
10.3% interest on a $425,000 loan, and an adult signed the documents agreeing to that?
Actually, I missed something before I posted. They have a lawyer who is trying to get them out of their mortgage because the APR was mistated by 0.30%? While I wouldn’t argue with them getting the mortgage holder to reduce their rate to the disclosed APR, rescinding the mortgage for a clerical error is just silly. Maybe they are spoiled.
Over $700,000 in home improvements or is this the amount they refinanced? Even if that a difference of $200,000. That's alot of repairs.
Unless they're using the apples & carrots to lure the deer close enough to quietly off one of the antlered rats for the freezer, that is an awful waste of the food budget.
And unless they bought cheap Alaskan pollack, and used day-old bread from the local “used bread store” (bakery outlet LOL) to bread it themselves, they paid way too much for that extravagance.
I’d love to hear Dave Ramsey’s take on these idiots.
I know what he’d say, but I just want to hear it.
When I was a kid, I knew we were having money problems when mom started buying powdered milk.
Nice self control!
Oh wait! Its the lender’s fault suckering those people into borrowing money!
Was it the waterboarding? Car batteries on the testicles? Listening to Hillary speak for 72 hours straight?
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