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Joe's Debt (sob story)
some whiner | 2007 | Joe

Posted on 11/07/2007 10:51:58 AM PST by dynachrome

I didn't immediately realize, as I made my way through the enrollment lines at college, how much it was going to cost me to live in Pasadena. My college had no dormitories so all students had to find off campus housing and transportation to get to get to school. Tuition averaged $11,000.00 per semester and the school ran 3 continuous semesters per year.

In a sincere effort to fund my education, I turned to my college financial aid office, where advisors never even suggested federal funding or grants etc. . They simply directed me to private loan companies, who were more than wiling to lend me twenty thousand dollars when I needed it; which was each semester. It was a smooth process.


TOPICS: Business/Economy; Culture/Society
KEYWORDS: debt; education; imstupidpleasehelpme; lightningrod; studentloan; whiner; zot; zotbait
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To: dynachrome

you know,

If I could give up everything I own to get rid of my debt — I would.

It’s not like im sitting here doing nothing. I work 9-5 just like everyone else.

I would rather have, knee, back and butt surgery over heart surgery any day -— wouldn’t you?

joe


141 posted on 11/08/2007 10:30:27 AM PST by joeperez
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To: joeperez

Dunno. The back surgery was pretty rough. I am glad to hear that u do work, at least.
I would guess that it is your attitutde that the gov’t MUST do something. Get the nanny state out of it. I say let the market decide what the cost of college will be. Get rid of welfare grants like the pell grants. Those come right outta my pocket. Private scholarships ok. You thought you would be making big $. If you do have the talent, you still will. (I’d drop your asking price down from the $50/hour, though)


142 posted on 11/08/2007 10:48:07 AM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: darkwing104

“May I summon the kitties?”
heck, any one can do that. Is it the right thing to do here? I vote yes, meself. I just dislike beggars and this guy is one.


143 posted on 11/08/2007 10:53:15 AM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: darkwing104

“May I summon the kitties?”
heck, any one can do that. Is it the right thing to do here? I vote yes, meself. I just dislike beggars and this guy is one.


144 posted on 11/08/2007 10:55:59 AM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: dynachrome

Whoops stuttered. LOL


145 posted on 11/08/2007 10:56:58 AM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: joeperez

You aren’t getting much sympathy over at LibertyPost, either, I note. I find it interesting you found out about your story being posted here and there.
Shows you are no newbie to this.

Stretchedmind over at LP in #34 gave you an excellent reply.


146 posted on 11/08/2007 11:01:16 AM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: joeperez; Old Sarge; timpad; TBarnett34; MeekOneGOP; PetroniDE; Lady Jag; mhking; glock rocks; ...
VKVKVKVKVKVK

FM Viking Kitties HQ/S2
TO All Kitties
SUBJ SNIFF
BT
TOP SECRET SPORK WEASEL
KRITIK 07-002

1. For your info. Possible Troll activity. Target identified as joeperez
2. Detect ozone, proceed with extreme predjudice
BT
C TSSW MOONBAT CHANNEL DTG MOONBAT TIME

NNNNNN

Please let me know if you want ON or OFF my Viking Kitty/ZOT ping list!. . . don't be shy.

147 posted on 11/08/2007 11:14:27 AM PST by darkwing104 (Let's get dangerous)
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To: darkwing104

Gee. Maybe I ought to set up a website and tell my tale of woe to see how many stupid people will pay me for being on the public dole? Yah. Right. It’s their fault I’m here, according to “Joe,”


148 posted on 11/08/2007 11:20:11 AM PST by Monkey Face (It might look like I'm doing nothing, but at the cellular level, I'm really quite busy.)
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To: darkwing104

I am only trying to spread awareness on the predatory practices of student loan corporations.

In 1997, under intense lobbying from student loan companies, The Higher Education Act (HEA) was amended, and defaulted student loans became among the most lucrative, and easiest to collect type of debt. These amendments allow for huge penalties and fees to be attached to defaulted student loan debt, take away bankruptcy protection for student borrowers, dissallow refinancing of the debt, and also provide for draconian collection and punitive measures to be taken against student borrowers, including wage garnishment, tax garnishment, withholding of professional certifications, termination from employment , social security garnishment, and others. According to Harvard Professor Elizabeth Warren in a Wall Street Journal piece by John Hechinger , “Student-loan debt collectors have power that would make a mobster envious.”


149 posted on 11/08/2007 11:20:56 AM PST by joeperez
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To: darkwing104; joeperez
IBTZ
150 posted on 11/08/2007 11:21:24 AM PST by darkangel82 (And the band played on....)
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To: darkwing104; joeperez
I are psychic. I forsee cats in your future. Search keyword "zot" while there is still time!

Photo Sharing and Video Hosting at Photobucket

151 posted on 11/08/2007 11:23:07 AM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: dynachrome

152 posted on 11/08/2007 11:28:19 AM PST by joeperez (how to best clean up after talking on this website)
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To: joeperez
I am only trying to spread awareness on the predatory practices of student loan corporations...

Finally we're getting at the boilerplate that you're trying to sell with this concocted story of woe. Nutroots "viral awareness building" in favor of full out handouts for college "educations."

"...draconian collection and punitive measures to be taken against student borrowers, including wage garnishment, tax garnishment, withholding of professional certifications, termination from employment, social security garnishment, and others."

Seriously? My employer will fire me if I don't keep up with my student loan payments? And what the heck is a tax garnishment? Isn't taxation already garnishment?

153 posted on 11/08/2007 11:33:27 AM PST by sbMKE
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To: joeperez
You photoshop skillz are horrable.


154 posted on 11/08/2007 11:33:41 AM PST by WakeUpAndVote ("Ron Paul is to the Constitution what Fred Phelps is to the Bible.")
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To: joeperez

Ahhhhhhh, my eyes! LOL


155 posted on 11/08/2007 11:35:42 AM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: Don Joe
We've been played for suckers...


156 posted on 11/08/2007 11:36:58 AM PST by darkwing104 (Let's get dangerous)
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To: joeperez

“In 1997, under intense lobbying from student loan companies, The Higher Education Act (HEA) was amended, and defaulted student loans became among the most lucrative, and easiest to collect type of debt”
Your buddy, the Klintoon at work. And your solution is more gov’t. Feh.


157 posted on 11/08/2007 11:38:42 AM PST by dynachrome (Immigration without assimilation means the death of this nation~Captainpaintball)
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To: darkwing104

how have i played you darkwing?


158 posted on 11/08/2007 11:38:46 AM PST by joeperez (how to best clean up after talking on this website)
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To: darkwing104; Old Sarge; joeperez
He tickled my BravoSierra antenna with this statement in post 78 quote:

Conservative america is why the world hates us.

This guy is testing the perimeter and I predict he will launch a full-scale, panties-in-a-bunch, code-pinko, defacto-opus waaaahhh attack soon. I say we raise to threat level DEFCON 3.

159 posted on 11/08/2007 11:42:16 AM PST by 50mm (Inside every cynical person, there is a disappointed idealist - G. Carlin)
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To: darkwing104

Please add me to your viking kitty/zot pinglist. Most fun on the net!

Thanks
VirginiaMom


160 posted on 11/08/2007 11:43:00 AM PST by VirginiaMom
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