**Yes, indeed, Luther figured this out (more than) four centuries ago (I'm sure you didn't mean 'decades'), merely by reading the Holy Scriptures and having no cause to invent imaginary doctrines. What a concept!**
But it is supported in Holy Scripture. Think about the passages I referenced.
However I do not think that "hell" is such a different place then "purgatory". Although I have no proof and am only extrapolating on my meager understanding of God. I am inclined to view it as C.S. Lewis:
"I willing believe that the damned are, in one sense, successful, rebels to the end; that the doors of hell are locked on the inside. I do not mean that the ghosts may not wish to come out of hell, in the vague fashion wherein an envious man 'wishes' to be happy: but they certainly do not will even the first preliminary stages of that self-abandonment through which alone the soul can reach any good. They enjoy forever the horrible freedom they have demanded, and are therefore self-enslaved: just as the blessed, forever submitting to obedience, become through all eternity more and more free."