[Protagoras]

Do you give the keys to your favorite car to any 16 year old boy who happens to have no credit rating ?

Try a different analogy, that one is even close enough to be called an analogy.

[af_vet_1981]

Try a different analogy, that one is even close enough to be called an analogy.

Young people are the most likely to not have established credit.

Anyone in a modern country without a credit rating is a credit risk.