Bob and Jim. Jim quits smoking and invests his money; Bob cuts back to about a pack a day and starts making his own. Jim plays the market, worrying and stressing every time it falls; Bob marries a lovely lady who feeds him well and doesn't care that he smokes. Jim's wife, a harriden who hates everything he does, divorces him and takes 3/4 of his money. Jim starts drinking. Jim has a heart attack and dies from the stress of his unhappy life; Bob, in the meantime, is still doing something he enjoys, and has saved $395,710 by making his own. Bob and Mrs. Bob buy a boat and sail around the world.