Nobody has ever attributed life to chance alone. Chance plays a big part and life has evolved to make maximum use of chance -- inter and intra chromosomal recombination during meiosis for instance. You ignore the natural laws and selection.
No I do not. Let's take selection first: how could there be selection for life before there was any life? Clearly there could not be. The first life had to have arisen totally without the help of selection.
Now as to natural law. What do you mean by that? Are you postulating that the wind could have created such an orderly thing as a single cell? Or perhaps heat? Or perhaps gravity? There are no natural forces capable of creating anything as orderly as a cell, none at all.
And now one final question for all the evolutionists. You all speak a lot about natural law as providing the framework for order and materialistic progress. My question to you is: who made those laws?