$3.50 / 4 * 365 * 60 = $19,162.50. With interest, enough to buy that new car!
You may find this hard to believe,cinFLA,but all of the smokers I know are doing very well financially.
We choose to spend our discretionary income on cigarettes,others choose to spend it on overpriced coffee,fine wines, and "designer" water.
Different strokes!!!!!
I don't pay anywhere NEAR that much. So, it would be:
45 cents times 365 = $164.25 per year. Not bad for a pleasant habit, but I normally pay orders of magnitude more than that for a car, though you might consider it a reasonable price.
5 packs a week at 4 bucks a pack is a little over a grand a year. I know plenty of fatties who spend more than that on junk food.
Heheh! By rolling my own........a carton for under $8 dollars for the past three years, I have saved enough to BUY a new car AND I can still smoke. LOL (one bag of loose tobacco cost $5.85 - filtered tubes - $1.99 for two hundred)
Gotcha!