[Aliska]

We have not had health insurance for years.

I didn't either and it is scary if you have any assets. One hospital bill could wipe you out and you might never get back on your feet.

I'll bet you pray a lot that you won't have something you can't pay for.

[Polycarp]

if you have any assets

What's an asset? (I mean that only rhetorically.)

[RaginCajunTrad]

health insurance?

I don't know why I bother. It was totally outragous for awhile ($500-$700 per month) till somehow I got on a plan for $200+ per month. We rarely have claims and they were always small, only using the prescription card feature. Our highest annual claims was about $600 and still we got clobbered at renewal time. Myself, it doesn't matter, but I can't bear the thought of maybe not getting services for my wife or the two children still at home.

I thought about dropping the coverage. Like I joked, "If something happens, they can have all my mortgages."