Some of the most faithful people I know who are going through or have gone through tremendous trials are Arminians. Personally, I think it has little to do with whether one is generally Calvinistic or Arminian, but just how much real faith one has in the fact that God is with them though the trials.
I don't dispute that at all. My concern is for those who have had an emotional experience, or just "went along' with everybody else, and have no real foundation, because they haven't truly made the committment. It's more than just mumbling the "sinner's prayer", or "going forward" at an altar call. I don't believe that one is truly saved until thay have been made (by God) to see their sin, to see their life for what it truly is (an affront to God), and have actually realized that they are certain to burn unless they repent and turn to Him. That is the Efficacious Grace which regenerates the man's heart so he CAN believe savingly. Just saying "I believe" is not enough. The demons believe, and they are not saved. It is the quickening work of the Holy Spirit which causes salvation to take place, not just words mumbled by someone who intelletually realizes that they are a sinner. Personally, I think such things as the "Four Spiritual Laws" have "dumbed down" salvation to just a little formula that, once you go through the motions, say the words, and start going to church, you're saved. It's not a formula, it's not a ritual, it's an encounter with the Lord God Almighty, one on one.