That happens when Jesus gives the leaders of the church the power to bind and loose. And your view that whatever is not mentioned in Scripture is banned is erroneous. If you want to take that view then stop wearing modern clothes, go back to robes and only meet in people’s houses.
Jesus gave those leaders that power. Those He chose and knew and had the Holy Spirit in them.
This was not handed down inherently to others who would abuse such power for selfish purposes. While God may imbue proven saved Christians with certain attributes (such as healing, prophecy, etc.), it is not taken for granted any denomination or group has such wide sweeping authority granted to those that were just starting a fledgling movement to evangelize the world at that time.
My view escapes you. If you were to require me to wear robes, that would be unBiblical. There's nothing to stop me from wearing robes and/or meeting in peoples houses for worship. Which I've done but without the robe wearing. I wore modern clothes.