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You’re stating “But in either case, the person has the get-out-of-jail clause “It wasn’t me”....
That’s not what they’re saying Cronos.... Rather that when God sees/views/Judges us He sees the Righteousness of His son Jesus who fulfilled God’s Law and Righteous requirements ‘on our behalf’ and it’s Jesus’s life, death, suffering and Resurrection which fully and completely satisfied all of God’s requirements we could not and never can fulfill before our Holy God....both now and forever more.....It is finished.

Caww, that is what they (MGHinTN,Boatbums,Iscool, etc...) are saying. It is clear from their language “that born agains” cannot sin in the Spirit (but maybe in the flesh) but in either case are not responsible and will certainly be in heaven regardless. You said it yourself..

“As for Ravi himself regarding his Salvation. That is secure for any who are in Christ because Jesus will not deny His Spirit within us. But Ravi’s ‘rewards’ no doubt will be affected in Heaven and that’s Gods call. Our Judgment in Heaven is one of rewards....not punishment....for what we have done for Christ through his Spirit.”

The bible does not support that position at all. So, you still get to be in heaven but your rewards will be less??? Fewer jewels in your crown? Mansion further away from the center of the city?

Absolutely not supported in the bible. But this is....

Matthew 7
21Not everyone who says to Me, ‘Lord, Lord,’ will enter the kingdom of heaven, but only he who does the will of My Father in heaven. 22Many will say to Me on that day, ‘Lord, Lord, did we not prophesy in Your name, and in Your name drive out demons and perform many miracles?’ 23Then I will tell them plainly, ‘I never knew you; depart from Me, you workers of lawlessness!’…

Notice the last word....lawlessness. Means the same as iniquity. Means the same as sin.