According to the Apostle Paul(Various translations):
Believers in Christ are SAVED. It “the gift of God: Not of works, lest any man should boast.”
We ARE SAVED. God offers “the gift of his Son”. Once accepted he will not take it back.
Future “works”, “efforts”, “good deeds”, should be the fruit we bear as a result of being SAVED. We did all the sinning. God thru the finished work of Christ does all the saving. We are simply called, like the Phillipian jailer who asked “Sirs. What must I do to be SAVED, to “BELIVE ON THE LORD JESUS CHRIST AND THOU SHALT BE SAVED.”
New International Version
For it is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God—
New Living Translation
God saved you by his grace when you believed. And you cant take credit for this; it is a gift from God.
English Standard Version
For by grace you have been saved through faith. And this is not your own doing; it is the gift of God,
Berean Study Bible
For it is by grace you have been saved through faith, and this not from yourselves; it is the gift of God,
Berean Literal Bible
For by grace you are saved through faith, and this not of yourselves; it is the gift of God,
New American Standard Bible
For by grace you have been saved through faith; and that not of yourselves, it is the gift of God;
New King James Version
For by grace you have been saved through faith, and that not of yourselves; it is the gift of God,
King James Bible
For by grace are ye saved through faith; and that not of yourselves: it is the gift of God:
Faith + works = salvation
or
Salvation + faith = works
But note that both salvation and faith are a gift from God. But you knew that........................
Now I have the words (formula) but usually not the music to go with them...........................