I think the article with the references already replies to your question.
In the end, no one goes to heaven by chance and no one goes to hell by chance. It is a totally free choice to sincerely seek to discover the uncomfortable truth, Christ crucified, or to invent the truth according to our own heads. In the end it is not God who sends anyone to the eternal place where there is not God, which is the principle pain in hell (CCC 1035), it is the person who in this short life did not want to sincerely seek the will of God and thus does not want to spend eternity with God.
Actually, no, it doesn’t.
Your criticism was that everyone is left to their own interpretation without a pope or church to lead them.
But looking at the mess your church is at the present, and the number of people who don’t even accept Frank as a legitimate pope, Catholicism has nothing to offer anyone, nor is there any advantage to it’s system of governance.
It certainly isn’t doing much to protect people from error and being led astray.
Revelation suggests otherwise.
10And the devil who deceived them was thrown into the lake of fire and brimstone, where the beast and the false prophet are also; and they will be tormented day and night forever and ever. Rev 20:10 NASB
Just can't bring yourself to believe what God tell us in his scriptures, eh???
Mat_25:46 And these shall go away into everlasting punishment: but the righteous into life eternal.
Mat 25:41 Then shall he say also unto them on the left hand, Depart from me, ye cursed, into everlasting fire, prepared for the devil and his angels:
Mat 13:42 And shall cast them into a furnace of fire: there shall be wailing and gnashing of teeth.
It ought to be clear that those in hell are going to be concentrating on the constant pain and punishment in hell and not sitting in the Lazy-Boy watching football thinking how much nicer it would be if God was there...