“By Grace you have been saved through Faith (in Jesus alone), and this not of yourselves, it is a gift of God that no man may boast”. This one passage answers all your objections. If you brake this down (among other passages in the Bible), you’ll find that all we need is Jesus. It is The Holy Spirit that draws a person to Christ through the preaching of His Word. I don’t need a church- and frankly though sad... Many “churchgoers” do not know Christ.
See Mathew 25:31-46....our own actions mean a lot in our salvation!!
You know, in my own inept way, that was what I think I might have been trying to say. To me, this does not preclude belonging to a "religion." Or to any "church."
Many churchgoers do not know Christ.
...and quite a few do. Perhaps church membership ought to be inclusionary, rather than exclusionary.