In other words we all DESERVE to be judged when we sin.
Heck; I was ‘judged’ before I sinned!
John 3:18
We deserve to be judged but not by fellow sinners but by God. And thus guilt is a natural consequence of sin.
God has taken our sins, past, present and future and hung them on the cross. They're paid for. But there are still consequences in this life of sin. And there is still guilt until we take it to the Lord and ask for His forgiveness.