This is correct - only it is the first step.
Once we believe we must do the works
Romans 2: 2-8
Look it up and read it especially verse 6
Then said they unto him, What shall we do, that we might work the works of God? Jesus answered and said unto them, This is the work of God, that ye believe on him whom he hath sent. John 6:28-29
Once we believe and receive him as our Savior, we are saved. We are saved unto good works that God has prepared for us. Ephesians 2:10. The works do not save, because it is by grace through faith in the finished work of Jesus Christ who has redeemed us and justified us by his shed blood. As James 2 says, we demonstrate our faith by our works, but nowhere does it say the works pay for our sins and they can never save us.
See above...