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Disputation of Doctor Martin Luther
on the Power and Efficacy of Indulgences
by Dr. Martin Luther (1517)

Published in:

Works of Martin Luther:
Adolph Spaeth, L.D. Reed, Henry Eyster Jacobs, et Al., Trans. & Eds.
(Philadelphia: A. J. Holman Company, 1915), Vol.1, pp. 29-38
_______________

Out of love for the truth and the desire to bring it to light, the following propositions will be discussed at Wittenberg, under the presidency of the Reverend Father Martin Luther, Master of Arts and of Sacred Theology, and Lecturer in Ordinary on the same at that place. Wherefore he requests that those who are unable to be present and debate orally with us, may do so by letter.
In the Name our Lord Jesus Christ. Amen.

1. Our Lord and Master Jesus Christ, when He said Poenitentiam agite, willed that the whole life of believers should be repentance.
2. This word cannot be understood to mean sacramental penance, i.e., confession and satisfaction, which is administered by the priests.
3. Yet it means not inward repentance only; nay, there is no inward repentance which does not outwardly work divers mortifications of the flesh.
4. The penalty [of sin], therefore, continues so long as hatred of self continues; for this is the true inward repentance, and continues until our entrance into the kingdom of heaven.
5. The pope does not intend to remit, and cannot remit any penalties other than those which he has imposed either by his own authority or by that of the Canons.
6. The pope cannot remit any guilt, except by declaring that it has been remitted by God and by assenting to God's remission; though, to be sure, he may grant remission in cases reserved to his judgment. If his right to grant remission in such cases were despised, the guilt would remain entirely unforgiven.
7. God remits guilt to no one whom He does not, at the same time, humble in all things and bring into subjection to His vicar, the priest.
8. The penitential canons are imposed only on the living, and, according to them, nothing should be imposed on the dying.
9. Therefore the Holy Spirit in the pope is kind to us, because in his decrees he always makes exception of the article of death and of necessity.
10. Ignorant and wicked are the doings of those priests who, in the case of the dying, reserve canonical penances for purgatory.
11. This changing of the canonical penalty to the penalty of purgatory is quite evidently one of the tares that were sown while the bishops slept.
12. In former times the canonical penalties were imposed not after, but before absolution, as tests of true contrition.
13. The dying are freed by death from all penalties; they are already dead to canonical rules, and have a right to be released from them.
14. The imperfect health [of soul], that is to say, the imperfect love, of the dying brings with it, of necessity, great fear; and the smaller the love, the greater is the fear.
15. This fear and horror is sufficient of itself alone (to say nothing of other things) to constitute the penalty of purgatory, since it is very near to the horror of despair.
16. Hell, purgatory, and heaven seem to differ as do despair, almost-despair, and the assurance of safety.
17. With souls in purgatory it seems necessary that horror should grow less and love increase.
18. It seems unproved, either by reason or Scripture, that they are outside the state of merit, that is to say, of increasing love.
19. Again, it seems unproved that they, or at least that all of them, are certain or assured of their own blessedness, though we may be quite certain of it.
20. Therefore by "full remission of all penalties" the pope means not actually "of all," but only of those imposed by himself.
21. Therefore those preachers of indulgences are in error, who say that by the pope's indulgences a man is freed from every penalty, and saved;
22. Whereas he remits to souls in purgatory no penalty which, according to the canons, they would have had to pay in this life.
23. If it is at all possible to grant to any one the remission of all penalties whatsoever, it is certain that this remission can be granted only to the most perfect, that is, to the very fewest.
24. It must needs be, therefore, that the greater part of the people are deceived by that indiscriminate and highsounding promise of release from penalty.
25. The power which the pope has, in a general way, over purgatory, is just like the power which any bishop or curate has, in a special way, within his own diocese or parish.
26. The pope does well when he grants remission to souls [in purgatory], not by the power of the keys (which he does not possess), but by way of intercession.
27. They preach man who say that so soon as the penny jingles into the money-box, the soul flies out [of purgatory].
28. It is certain that when the penny jingles into the money-box, gain and avarice can be increased, but the result of the intercession of the Church is in the power of God alone.
29. Who knows whether all the souls in purgatory wish to be bought out of it, as in the legend of Sts. Severinus and Paschal.
30. No one is sure that his own contrition is sincere; much less that he has attained full remission.
31. Rare as is the man that is truly penitent, so rare is also the man who truly buys indulgences, i.e., such men are most rare.
32. They will be condemned eternally, together with their teachers, who believe themselves sure of their salvation because they have letters of pardon.
33. Men must be on their guard against those who say that the pope's pardons are that inestimable gift of God by which man is reconciled to Him;
34. For these "graces of pardon" concern only the penalties of sacramental satisfaction, and these are appointed by man.
35. They preach no Christian doctrine who teach that contrition is not necessary in those who intend to buy souls out of purgatory or to buy confessionalia.
36. Every truly repentant Christian has a right to full remission of penalty and guilt, even without letters of pardon.
37. Every true Christian, whether living or dead, has part in all the blessings of Christ and the Church; and this is granted him by God, even without letters of pardon.
38. Nevertheless, the remission and participation [in the blessings of the Church] which are granted by the pope are in no way to be despised, for they are, as I have said, the declaration of divine remission.
39. It is most difficult, even for the very keenest theologians, at one and the same time to commend to the people the abundance of pardons and [the need of] true contrition.
40. True contrition seeks and loves penalties, but liberal pardons only relax penalties and cause them to be hated, or at least, furnish an occasion [for hating them].
41. Apostolic pardons are to be preached with caution, lest the people may falsely think them preferable to other good works of love.
42. Christians are to be taught that the pope does not intend the buying of pardons to be compared in any way to works of mercy.
43. Christians are to be taught that he who gives to the poor or lends to the needy does a better work than buying pardons;
44. Because love grows by works of love, and man becomes better; but by pardons man does not grow better, only more free from penalty.
45. 45. Christians are to be taught that he who sees a man in need, and passes him by, and gives [his money] for pardons, purchases not the indulgences of the pope, but the indignation of God.
46. Christians are to be taught that unless they have more than they need, they are bound to keep back what is necessary for their own families, and by no means to squander it on pardons.
47. Christians are to be taught that the buying of pardons is a matter of free will, and not of commandment.
48. Christians are to be taught that the pope, in granting pardons, needs, and therefore desires, their devout prayer for him more than the money they bring.
49. Christians are to be taught that the pope's pardons are useful, if they do not put their trust in them; but altogether harmful, if through them they lose their fear of God.
50. Christians are to be taught that if the pope knew the exactions of the pardon-preachers, he would rather that St. Peter's church should go to ashes, than that it should be built up with the skin, flesh and bones of his sheep.
51. Christians are to be taught that it would be the pope's wish, as it is his duty, to give of his own money to very many of those from whom certain hawkers of pardons cajole money, even though the church of St. Peter might have to be sold.
52. The assurance of salvation by letters of pardon is vain, even though the commissary, nay, even though the pope himself, were to stake his soul upon it.
53. They are enemies of Christ and of the pope, who bid the Word of God be altogether silent in some Churches, in order that pardons may be preached in others.
54. Injury is done the Word of God when, in the same sermon, an equal or a longer time is spent on pardons than on this Word.
55. It must be the intention of the pope that if pardons, which are a very small thing, are celebrated with one bell, with single processions and ceremonies, then the Gospel, which is the very greatest thing, should be preached with a hundred bells, a hundred processions, a hundred ceremonies.
56. The "treasures of the Church," out of which the pope. grants indulgences, are not sufficiently named or known among the people of Christ.
57. That they are not temporal treasures is certainly evident, for many of the vendors do not pour out such treasures so easily, but only gather them.
58. Nor are they the merits of Christ and the Saints, for even without the pope, these always work grace for the inner man, and the cross, death, and hell for the outward man.
59. St. Lawrence said that the treasures of the Church were the Church's poor, but he spoke according to the usage of the word in his own time.
60. Without rashness we say that the keys of the Church, given by Christ's merit, are that treasure;
61. For it is clear that for the remission of penalties and of reserved cases, the power of the pope is of itself sufficient.
62. The true treasure of the Church is the Most Holy Gospel of the glory and the grace of God.
63. But this treasure is naturally most odious, for it makes the first to be last.
64. On the other hand, the treasure of indulgences is naturally most acceptable, for it makes the last to be first.
65. Therefore the treasures of the Gospel are nets with which they formerly were wont to fish for men of riches.
66. The treasures of the indulgences are nets with which they now fish for the riches of men.
67. The indulgences which the preachers cry as the "greatest graces" are known to be truly such, in so far as they promote gain.
68. Yet they are in truth the very smallest graces compared with the grace of God and the piety of the Cross.
69. Bishops and curates are bound to admit the commissaries of apostolic pardons, with all reverence.
70. But still more are they bound to strain all their eyes and attend with all their ears, lest these men preach their own dreams instead of the commission of the pope.
71. He who speaks against the truth of apostolic pardons, let him be anathema and accursed!
72. But he who guards against the lust and license of the pardon-preachers, let him be blessed!
73. The pope justly thunders against those who, by any art, contrive the injury of the traffic in pardons.
74. But much more does he intend to thunder against those who use the pretext of pardons to contrive the injury of holy love and truth.
75. To think the papal pardons so great that they could absolve a man even if he had committed an impossible sin and violated the Mother of God -- this is madness.
76. We say, on the contrary, that the papal pardons are not able to remove the very least of venial sins, so far as its guilt is concerned.
77. It is said that even St. Peter, if he were now Pope, could not bestow greater graces; this is blasphemy against St. Peter and against the pope.
78. We say, on the contrary, that even the present pope, and any pope at all, has greater graces at his disposal; to wit, the Gospel, powers, gifts of healing, etc., as it is written in I. Corinthians xii.
79. To say that the cross, emblazoned with the papal arms, which is set up [by the preachers of indulgences], is of equal worth with the Cross of Christ, is blasphemy.
80. The bishops, curates and theologians who allow such talk to be spread among the people, will have an account to render.
81. This unbridled preaching of pardons makes it no easy matter, even for learned men, to rescue the reverence due to the pope from slander, or even from the shrewd questionings of the laity.
82. To wit: -- "Why does not the pope empty purgatory, for the sake of holy love and of the dire need of the souls that are there, if he redeems an infinite number of souls for the sake of miserable money with which to build a Church? The former reasons would be most just; the latter is most trivial."
83. Again: -- "Why are mortuary and anniversary masses for the dead continued, and why does he not return or permit the withdrawal of the endowments founded on their behalf, since it is wrong to pray for the redeemed?"
84. Again: -- "What is this new piety of God and the pope, that for money they allow a man who is impious and their enemy to buy out of purgatory the pious soul of a friend of God, and do not rather, because of that pious and beloved soul's own need, free it for pure love's sake?"
85. Again: -- "Why are the penitential canons long since in actual fact and through disuse abrogated and dead, now satisfied by the granting of indulgences, as though they were still alive and in force?"
86. Again: -- "Why does not the pope, whose wealth is to-day greater than the riches of the richest, build just this one church of St. Peter with his own money, rather than with the money of poor believers?"
87. Again: -- "What is it that the pope remits, and what participation does he grant to those who, by perfect contrition, have a right to full remission and participation?"
88. Again: -- "What greater blessing could come to the Church than if the pope were to do a hundred times a day what he now does once, and bestow on every believer these remissions and participations?"
89. "Since the pope, by his pardons, seeks the salvation of souls rather than money, why does he suspend the indulgences and pardons granted heretofore, since these have equal efficacy?"
90. To repress these arguments and scruples of the laity by force alone, and not to resolve them by giving reasons, is to expose the Church and the pope to the ridicule of their enemies, and to make Christians unhappy.
91. If, therefore, pardons were preached according to the spirit and mind of the pope, all these doubts would be readily resolved; nay, they would not exist.
92. Away, then, with all those prophets who say to the people of Christ, "Peace, peace," and there is no peace!
93. Blessed be all those prophets who say to the people of Christ, "Cross, cross," and there is no cross!
94. Christians are to be exhorted that they be diligent in following Christ, their Head, through penalties, deaths, and hell;
95. And thus be confident of entering into heaven rather through many tribulations, than through the assurance of peace.

This text was converted to ASCII text for Project Wittenberg by Allen Mulvey, and is in the public domain. You may freely distribute, copy or print this text. Please direct any comments or suggestions to:

Rev. Robert E. Smith
Walther Library
Concordia Theological Seminary.

E-mail: smithre@mail.ctsfw.edu
Surface Mail: 6600 N. Clinton St., Ft. Wayne, IN 46825 USA
Phone: (260) 452-3149 - Fax: (260) 452-2126

Myths about Indulgences

Indulgences. The very word stirs up more misconceptions than perhaps any other teaching in Catholic theology. Those who attack the Church for its use of indulgences rely upon—and take advantage of—the ignorance of both Catholics and non-Catholics.

What is an indulgence? The Church explains, "An indulgence is a remission before God of the temporal punishment due to sins whose guilt has already been forgiven, which the faithful Christian who is duly disposed gains under certain defined conditions through the Church’s help when, as a minister of redemption, she dispenses and applies with authority the treasury of the satisfactions won by Christ and the saints" (Indulgentarium Doctrina 1). To see the biblical foundations for indulgences, see the Catholic Answers tract A Primer on Indulgences.

Step number one in explaining indulgences is to know what they are. Step number two is to clarify what they are not. Here are the seven most common myths about indulgences:

Myth 1: A person can buy his way out of hell with indulgences.
This charge is without foundation. Since indulgences remit only temporal penalties, they cannot remit the eternal penalty of hell. Once a person is in hell, no amount of indulgences will ever change that fact. The only way to avoid hell is by appealing to God’s eternal mercy while still alive. After death, one’s eternal fate is set (Heb. 9:27).

Myth 2: A person can buy indulgences for sins not yet committed.
The Church has always taught that indulgences do not apply to sins not yet committed. The Catholic Encyclopedia notes, "[An indulgence] is not a permission to commit sin, nor a pardon of future sin; neither could be granted by any power."

Myth 3: A person can "buy forgiveness" with indulgences.
The definition of indulgences presupposes that forgiveness has already taken place: "An indulgence is a remission before God of the temporal punishment due to sins whose guilt has already been forgiven" (Indulgentarium Doctrina 1, emphasis added). Indulgences in no way forgive sins. They deal only with punishments left after sins have been forgiven.

Myth 4: Indulgences were invented as a means for the Church to raise money.
Indulgences developed from reflection on the sacrament of reconciliation. They are a way of shortening the penance of sacramental discipline and were in use centuries before money-related problems appeared.

Myth 5: An indulgence will shorten your time in purgatory by a fixed number of days.
The number of days which used to be attached to indulgences were references to the period of penance one might undergo during life on earth. The Catholic Church does not claim to know anything about how long or short purgatory is in general, much less in a specific person’s case.

Myth 6: A person can buy indulgences.
The Council of Trent instituted severe reforms in the practice of granting indulgences, and, because of prior abuses, "in 1567 Pope Pius V canceled all grants of indulgences involving any fees or other financial transactions" (Catholic Encyclopedia). This act proved the Church’s seriousness about removing abuses from indulgences.

Myth 7: A person used to be able to buy indulgences.
One never could "buy" indulgences. The financial scandal surrounding indulgences, the scandal that gave Martin Luther an excuse for his heterodoxy, involved alms—indulgences in which the giving of alms to some charitable fund or foundation was used as the occasion to grant the indulgence. There was no outright selling of indulgences. The Catholic Encyclopedia states: "[I]t is easy to see how abuses crept in. Among the good works which might be encouraged by being made the condition of an indulgence, almsgiving would naturally hold a conspicuous place. . . . It is well to observe that in these purposes there is nothing essentially evil. To give money to God or to the poor is a praiseworthy act, and, when it is done from right motives, it will surely not go unrewarded."

Being able to explain these seven myths will be a large step in helping others to understand indulgences. But, there are still questions to be asked:

"How many of one’s temporal penalties can be remitted?"

Potentially, all of them. The Church recognizes that Christ and the saints are interested in helping penitents deal with the aftermath of their sins, as indicated by the fact they always pray for us (Heb. 7:25, Rev. 5:8). Fulfilling its role in the administration of temporal penalties, the Church draws upon the rich supply of rewards God chose to bestow on the saints, who pleased him, and on his Son, who pleased him most of all.

The rewards on which the Church draws are infinite because Christ is God, so the rewards he accrued are infinite and never can be exhausted. His rewards alone, apart from the saints’, could remove all temporal penalties from everyone, everywhere. The rewards of the saints are added to Christ’s—not because anything is lacking in his, but because it is fitting that they be united with his rewards as the saints are united with him. Although immense, their rewards are finite, but his are infinite.

"If the Church has the resources to wipe out everyone’s temporal penalties, why doesn’t it do so?"

Because God does not wish this to be done. God himself instituted the pattern of temporal penalties being left behind. They fulfill valid functions, one of them disciplinary. If a child were never disciplined, he would never learn obedience. God disciplines us as his children — "the Lord disciplines him whom he loves, and chastises every son whom he receives" (Heb. 12:6) — so some temporal penalties must remain.

The Church cannot wipe out, with a stroke of the pen, so to speak, everyone’s temporal punishments because their remission depends on the dispositions of the persons who suffer those temporal punishments. Just as repentance and faith are needed for the remission of eternal penalties, so they are needed for the remission of temporal penalties. Pope Paul VI stated, "Indulgences cannot be gained without a sincere conversion of outlook and unity with God"(Indulgentarium Doctrina 11). We might say that the degree of remission depends on how well the penitent has learned his lesson.

"How does one determine by what amount penalties have been lessened?"

Before Vatican II each indulgence was said to remove a certain number of "days" from one’s discipline—for instance, an act might gain "300 days’ indulgence"—but the use of the term "days" confused people, giving them the mistaken impression that in purgatory time as we know it still exists and that we can calculate our "good time" in a mechanical way. The number of days associated with indulgences actually never meant that that much "time" would be taken off one’s stay in purgatory. Instead, it meant that an indefinite but partial (not complete) amount of remission would be granted, proportionate to what ancient Christians would have received for performing that many days’ penance. So, someone gaining 300 days’ indulgence gained roughly what an early Christian would have gained by, say, reciting a particular prayer on arising for 300 days.

To overcome the confusion Paul VI issued a revision of the handbook (Enchiridion is the formal name) of indulgences. Today, numbers of days are not associated with indulgences. They are either plenary or partial.

"What’s the difference between a partial and a plenary indulgence?"

"An indulgence is partial or plenary according as it removes either part or all of the temporal punishment due to sin" (Indulgentarium Doctrina 2, 3). Only God knows exactly how efficacious any particular partial indulgence is or whether a plenary indulgence was received at all.

"Don’t indulgences duplicate or even negate the work of Christ?"

Despite the biblical underpinnings of indulgences, some are sharply critical of them and insist the doctrine supplants the work of Christ and turns us into our own saviors. This objection results from confusion about the nature of indulgences and about how Christ’s work is applied to us.

Indulgences apply only to temporal penalties, not to eternal ones. The Bible indicates that these penalties may remain after a sin has been forgiven and that God lessens these penalties as rewards to those who have pleased him. Since the Bible indicates this, Christ’s work cannot be said to have been supplanted by indulgences.

The merits of Christ, since they are infinite, comprise most of those in the treasury of merits. By applying these to believers, the Church acts as Christ’s servant in the application of what he has done for us, and we know from Scripture that Christ’s work is applied to us over time and not in one big lump (Phil. 2:12, 1 Pet. 1:9).

"Isn’t it better to put all of the emphasis on Christ alone?"

If we ignore the fact of indulgences, we neglect what Christ does through us, and we fail to recognize the value of what he has done in us. Paul used this very sort of language: "Now I rejoice in my sufferings for your sake, and in my flesh I complete what is lacking in Christ’s afflictions for the sake of his body, that is, the church" (Col. 1:24).

Even though Christ’s sufferings were superabundant (far more than needed to pay for anything), Paul spoke of completing what was "lacking" in Christ’s sufferings. If this mode of speech was permissible for Paul, it is permissible for us, even though the Catholic language about indulgences is far less shocking than was Paul’s language about his own role in salvation.

Catholics should not be defensive about indulgences. They are based on principles straight from the Bible, and we can be confident not only that indulgences exist, but that they are useful and worth obtaining.

Pope Paul VI declared, "[T]he Church invites all its children to think over and weigh up in their minds as well as they can how the use of indulgences benefits their lives and all Christian society.... Supported by these truths, holy Mother Church again recommends the practice of indulgences to the faithful. It has been very dear to Christian people for many centuries as well as in our own day. Experience proves this" (Indulgentarium Doctrina, 9, 11).

HOW TO GAIN AN INDULGENCE

To gain any indulgence you must be a Catholic in a state of grace. You must be a Catholic in order to be under the Church’s jurisdiction, and you must be in a state of grace because apart from God’s grace none of your actions are fundamentally pleasing to God (meritorious). You also must have at least the habitual intention of gaining an indulgence by the act performed.

To gain a partial indulgence, you must perform with a contrite heart the act to which the indulgence is attached.

To gain a plenary indulgence you must perform the act with a contrite heart, plus you must go to confession (one confession may suffice for several plenary indulgences), receive Holy Communion, and pray for the pope’s intentions. (An Our Father and a Hail Mary said for the pope’s intentions are sufficient, although you are free to substitute other prayers of your own choice.) The final condition is that you must be free from all attachment to sin, including venial sin.

If you attempt to receive a plenary indulgence, but are unable to meet the last condition, a partial indulgence is received instead.

Below are indulgences listed in the Handbook of Indulgences (New York: Catholic Book Publishing, 1991). Note that there is an indulgence for Bible reading. So, rather than discouraging Bible reading, the Catholic Church promotes it by giving indulgences for it! (This was the case long before Vatican II.)

• An act of spiritual communion, expressed in any devout formula whatsoever, is endowed with a partial indulgence.

• A partial indulgence is granted the Christian faithful who devoutly spend time in mental prayer.

• A plenary indulgence is granted when the rosary is recited in a church or oratory or when it is recited in a family, a religious community, or a pious association. A partial indulgence is granted for its recitation in all other circumstances.

• A partial indulgence is granted the Christian faithful who read sacred Scripture with the veneration due God’s word and as a form of spiritual reading. The indulgence will be a plenary one when such reading is done for at least one-half hour [provided the other conditions are met].

• A partial indulgence is granted to the Christian faithful who devoutly sign themselves with the cross while saying the customary formula: "In the name of the Father, and of the Son, and of the Holy Spirit. Amen."

In summary, the practice of indulgences neither takes away nor adds to the work of Christ. It is his work, through his body the Church, raising up children in his own likeness. "The Christian who seeks to purify himself of his sin and to become holy with the help of God’s grace is not alone. ‘The life of each of God’s children is joined in Christ and through Christ in a wonderful way to the life of all the other Christian brethren in the supernatural unity of the Mystical Body of Christ, as in a single mystical person’" (Catechism of the Catholic Church 1474 [Indulgentarium Doctrina 5]).

NIHIL OBSTAT: I have concluded that the materials
presented in this work are free of doctrinal or moral errors.
Bernadeane Carr, STL, Censor Librorum, August 10, 2004

IMPRIMATUR: In accord with 1983 CIC 827
permission to publish this work is hereby granted.
+Robert H. Brom, Bishop of San Diego, August 10, 2004

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