Posted on 10/07/2010 7:04:54 AM PDT by Catholic Examiner
So post their insurance policy.
If not you guys are just blowing smoke trying to guess a way to be right.
We are right and so were the firemen - the family will tell you that much.
Like Olberman you are looking for a villan. I know why he is, why are you?
There’s a thing called responsibility. Another thing called liability.
The town/municipality that runs the fire department has full responsibility to those who either a) pay municipal taxes; and b) those from outside the municipality who subscribe to their services.
They have no responsibility to those who choose not to subscribe. In fact, they would put the town in jeopardy for any liability that could arise.
If a firefighter were injured or killed, he would not be covered by the town’s insurance plan. The liability would fall to the municipality that would surely face a lawsuit.
It’s not so cut and dry as you might believe. Not by a country mile.
No I never said the firemen were wrong. Hence you show how little knowledge you have even of the current discussion. I keep saying you guys are wrong for your weak stretches into subjects you know nothing about. Yet you keep going.
I said they were callouse, heartless and lowlifes for sitting there and watching someone’s house burn.
Like any of the left wing idiots on the news you are just talking out of your ass. I know why they do and it’s obvious why you are. Pay attention to the topic next time please.
Also good try at deflecting at producing the document you wanted to try to use in your argument. Please be more honest in your approach or just stay out of it.
Oh, ok.
So your in your rape scenario the police weren't wrong. They were just callouse, heartless lowlifes?
You doubt it would be an issue? On the contrary, it would be the issue that would bbq the defense.
"Your Honor, I was under duress . . . my house was on fire."
"Ok, I'll allow your lawsuit against the fire department to proceed."
It wouldn't even be a speedbump.
Why don't you try an experiment: run down to Home Depot and get yourself a portable power generator, or an emergency sump pump. Take it to the check-out counter, and inform them that you'll pay for it when it is used the first time.
That's a big issue that people are missing. When this homeowner chose not to pay the $75, he instructed the fire department not to put out a fire at his house.
Ever been in TN? There are literally small counties that are so sparse and poor that the tax base can not support a fire department. If your county has only 700 homes, and 95% subscribe to the Fire Dept, you will have a yearly budget of ~$50K per year.
Now if people feel entitled to free fire service, you will have less of a budget next year and the fire Dept goes bankrupt. Now no one has fire protection.
This mentality is why we have an entitlement society. Why pay? You deserve these services just for being you.
Yup no different. They would not have legally been required to do anything but dial 911 if even that much.
I notice you never did produce any of that insurance documentation. LOL, good job of trying and failing miserably.
Can you prove that? I would like to see the specific insurance documentation that these guys have that states this. Since all over this country fire departments go to other districts and help when they need it.
Oh wait I’m sure a firemen has never been killed while doing this. LOL!
If he had run back into the house to get the pets, and become disabled inside, I think the FD would have come in after him.
My pets are like my kids. I would run back into the house to get them.
But then again, I learned very early that you ALWAYS pay your insurance. And paying fire dues is insurance.
What a disgrace, what an embarassment. How could you show up at work the next day if you were a government official responsible for policies like this one?
I doubt it would go to court, but since the whole court thing is just being thrown around on this thread, it doesn’t even matter.
It’s the city FD.
Are you willing to bet your life on that? Until I heard this story I would have thought that anywhere there was a fire there would be a fireman fighting it. One of my friends is a fireman, to hear him talk I can't imagine him and the guys he works with being able to stand by under any circumstances. Remember 9/11 (talk about rhetorical questions) and every fireman in the country heading for NYC without even thinking about it?
Our lives, our fortunes and our sacred honor, not because of what others may do, but because of ourselves.
Of course fire departments go to other areas outside their jurisdiction when backup is needed. One assumes they have mutual covenants. And riders to protect the participating fire companies. Nothing “LOL” about it.
That isn’t the question here. This is a municipal fire department. They cover a larger geographic area at the option of the homeowners. Its costs, all of them, are covered by taxpayers within the municipality, and by optional subscribers in the outlying area. It would be a safe bet that the municipality’s insurance policies covering the fire department have riders that allow them to service ‘subscribers,’ as the folks outside the city limits are termed. Such riders would not obtain for non-subscribers.
The family whose house burned showed no interest in paying the $75 annual fee to be included in the fire department’s jurisdiction. You don’t call GEICO or AAA after you’ve driven your car into the ditch or another car. They might be sympathetic, but they’re neither going to tow your car nor cover its damage.
So, under the scenario presented, as you would have it, no one in the outlying area would have to pay the optional subscription, but the taxpayers within the municipality would have to pay for their protection? And had the fire department responded, potentially bankrupted the town had something untoward happened?
All our lives require choices, and that family made a regrettable one.
I don't doubt for a moment that if a person was inside that home, someone would not have hesitated to go in and attempt a rescue. But the cold reality now, is they provide a very necessary service and cities are in constant battle with them over wages and benefits. Compared with what they must learn, know, practice and endure they do not make that much. Many are also part of volunteers and they must usually pay for all their own equipment. Paying a fee for that service should be considered an honor, as it doesn't nearly take care of the true cost to help.
It's sad to see your house destroyed, but what is more dear, your stuff or a fire fighter’s life? There is always a risk.
So nothing to actually back up these claims of insurance issues just a guess. Come back when you have something to actually back that up. Till then these guys are lowlifes
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