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the current rules, while not good enough to prevent this sort of thing, are just as good as the new proposed rules.
The first quote makes it personal. The second expression is appropriate, even if its truth value might not be expressed.
And if I am debating with you and then turn around and say Cvengr’s group are white-hanky worshippers of a monkey god and are not Christians. Is that personal or not? (Of course it’s false — I may believe that your beliefs are flawed, but you are Christian, unlike the Unitarians and others on this thread)