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Seems like this explanation is too complicated.
Protestants believe the ‘Holy Spirit’ guides them to understand God’s will without the reality check of comparing their feelings to the teachings of generations of wise men.
It’s a kind of arrogant emotionalism seldom penetrable by rational persuasion.
I agree Nosterrex. This author is confused. Sola Fide means exactly that. Belief upon Christ and his atonement on the cross justfies sinners. St. Paul said “faith is credited to us as righteousness” in Romans. However, repentance, faithfulness, fruit of the spirit etc is evidence of authentic faith and that the person has beem transformed by God’s grace. But that is a result of true faith. Faith should not be confused with works.
All Christians agree that if we sin after Baptism, we have to confess our sin, otherwise we will go to Hell if we die with sin.
Many, in fact, believe in "once saved, always saved">
Further, I can find no support in Scripture for the view that Jews, Muslims, Hindus, etc, can be saved without accepting Christ as personal Savior, anymore than I can find that Catholics, Orthodox, or Protestant can. If you have accepted God's Salvation, you will do good because Christ commanded it. But it is not essential to Salvation. Hitler could have been saved, at the end, although I don't think he was. But all he had to do was accept God's grace.