What initiates that process of "belief, self-examination and repentance?" Does God give you his Grace because you did those things?
Do you wake up one morning and decide that you haven't lived a very good life, tell God your sorry, and then he gives you saving Grace?
Galatians is a nice Epistle but I'll take the Lord's Word over Paul's every time.
All of the Bible is the Lord's Word, not just the red parts.
The Lord wishes all salvation. He also grants us free will. I started the quoted paragraph with 'for me'. I was a dreadful sinner before I returned to the faith of my youth. My responsibility is to repent, as John the Baptist exclaimed.