I agree.
Well, you have to know and assent to what you believe but you still don't have to be a scholar. You don't have to read the early fathers, you don't have to know the whole history of the church, you just have to know what it believes and assent to that belief.
What happens with those who don't know & can't assent? Think we're supposed to send them away hungry?
I don’t know exactly what you mean by that. Are you talking about the mentally challenged or those who haven’t heard the Word or those who haven’t felt and/or responded to Grace?