Excellent post. Thanks.
One problem with "believer's baptism" is the ritualistic aspect -- kids are subjected to social, parental, and clerical pressure to perform a set of rituals -- walking the aisle, saying the sinner's prayer, filling out the six-point record form, and submitting to public immersion. It's easy to see how this cultural custom generates a substantial percentage of false conversions.
One problem with "believer's baptism" is the ritualistic aspect -- kids are subjected to social, parental, and clerical pressure to perform a set of rituals -- walking the aisle, saying the sinner's prayer, filling out the six-point record form, and submitting to public immersion.
I can remember seeing young kids (<=10) giving testimony before baptism, about how awful their lives were before accepting Jesus. That had to be someone else talking. No way they'd have a grasp on that. No way at all.