My usual response to this is, where are the hypocrites supposed to be?
"Church is not a museum for saints, but a hospital for sinners."
Or something to that effect.
We can all have our excuses for not congregating with others of our faith (before I was saved I said virtually the exact same things as others here have said). Instead of excuses why we don't do it, we most likely should involve ourselves and effect change, or even more radically, move to start our own group.
If people don't want to go to church, they should just say so, instead of feeling they have to denegrate all churches in order to justify themselves.
I have honestly found a church that feels like home when I walk in though, so I suspect everyone can.
susie