The analogy chosen by Smith was obviously a bad one. But the conclusions drawn from that analogy by the author are patently dishonest.
The fact is that if you come to Christ you are a winner. Do you deny that? You have been chosen by Christ. If you don't come to Christ, you are a loser. Do you deny that? That is the conclusion to be drawn.
I absolutely deny that. I came to Christ a loser, and remain a loser. I am only a winner insofar as Christ, through his grace, made it possible for me to cooperate with his grace.
If you don't come to Christ, you are a loser. Do you deny that?
Those that reject Christ are no more "losers" than those who do. This is Pelagianism - not the phony Pelagian spectre that some paranoid Calvinists see lurking behind every Wesleyan, Pentacostal, or Catholic, but the real deal.