Your statement is 100% accurate from the Catholic perspective. It's a matter of when Mary was saved that is the matter of dispute. Catholics believe that since the merits of Jesus' Life, Passion, Death, and Resurrection are eternal (those who were who rose from the dead after Jesus' Death, for example), that God, in His generosity, and since Mary is the daughter of the Father, Mother of the Son, and Spouse of the Holy Ghost, that He applied these merits which were to take place in the future in a temporal manner, but were eternal in a spiritual manner, to Mary, to spare her from the stain of original sin at her conception, therefore, saving her in a more perfect manner than most humans.