I suppose that is all in your perspective. Luther was attempting to restore the Catholic church but he soon found out that she was unreformable.
As for your plain words, I suppose that all depends upon how you take Jesus' literal words "This IS my body." I think it unreasonable to suggest that he literally meant that the bread he was holding in his hands would turn into his body. He literally indicated that he was referring to the present state of the bread, not its future state. And, I notice that the disciples didn't make any note that they were eating man flesh. Same thing with the wine. Not a single comment that they were drinking human blood. It does have a distinct flavor and I would have expected at least one comment, especially since it was EXPRESSLY forbid in the Law.
Christian.
...in his opinion. But I have often wondered how much Martin Luther led, and how much he was pushed by those religious,social,and economic "dissidents" waiting in the wings.