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China is now the biggest debt collector in the developing world, report says
npr ^ | 05/28/2025 | Scott Neuman

Posted on 05/28/2025 12:00:35 PM PDT by BenLurkin

China has dramatically curtailed its lending in recent years. Now, it's emerging as the largest debt collector for many of the world's poorest nations — a shift that threatens to undermine poverty reduction efforts and fuel instability, according to a new report.

Lending for China's Belt and Road Initiative — which includes funding for a massive series of new railways, ports and roads in the developing world — began winding down before the COVID-19 pandemic, according to Peak repayment: China's global lending, released this month by Australia's Lowy Institute, a foreign policy think tank. The report points to diplomatic pressure within China to restructure unsustainable debt and to recover outstanding debts from abroad for the change.

China lends billions to poor countries. Is that a burden ... or a blessing? Goats and Soda China lends billions to poor countries. Is that a burden ... or a blessing? Skeptics have argued for years that China's lending to the developing world is aimed at laying a debt trap for borrowing governments. But Deborah Brautigam, director of the China-Africa Research Initiative at the Johns Hopkins University School of Advanced International Studies, says it's useful to view China's lending as driven more by commercial logic than overt political leverage. She says lenders in China are in the process of learning from their past missteps.

"The Chinese are on a steep learning curve as far as debt restructuring goes," she says. "We're going to be seeing a transition: much more care about debt sustainability."

Brautigam says the first phase of Chinese lending was led by the state-owned China Export Import Bank, but as those loans have tailed off, commercial banks have taken their place. "They were hit by the pandemic, by the difficulty some countries were having in repaying these debts, but they are still continuing to explore opportunities overseas," she says.

As of 2023, more than a quarter of the external debt in developing countries was owed to China, the report says. Collectively, those countries are expected to pay at least $35 billion to Beijing this year alone. These include nations throughout Africa, South America and the Pacific Islands, as well as South, Central and Southeast Asia, the report says.

Not all countries who owe money have been affected by China's retrenchment on lending: namely, some of China's neighbors, and developing countries that possess critical minerals or battery metals seen as vital by Beijing, such as the Democratic Republic of Congo, with significant reserves of lithium and nickel. But for others that borrowed from Chinese financial institutions in the 2010s, debt servicing is now "crowding out the development spending," according to the report. A 2023 Associated Press analysis of the dozen countries most indebted to China — including Pakistan, Kenya, Zambia, Laos and Mongolia — found debt servicing payments were consuming vitally needed tax revenue for schools, electricity, food and fuel.

"The burden from Chinese debts coming due is also part of a broader set of severe headwinds, particularly for the poorest and most vulnerable economies," the Lowy Institute report says.

Those headwinds include the impact of U.S. tariffs, and the fact that "an increasingly isolationist United States and a distracted Europe are withdrawing or sharply cutting their global aid support," the report says.

One big issue, according to Brautigam, is that U.S. foreign assistance has come by way of grants since the end of the last debt crisis. But China's assistance is almost entirely in the form of loans.

Those loans typically had 3 to 5 year grace periods which began to expire in the early 2020s, the report says. "Without fresh concessional financing or coordinated relief, the squeeze on budgets [in debtor countries] will tighten further, deepening development setbacks and heightening instability risks."

That squeeze has already had repercussions, particularly in Africa. For example, Chinese lending accounts for approximately 10% of external debt in Kenya, where a China-funded Nairobi-Mombasa rail line has come to be viewed by some as corrupt and underperforming, according to a working paper published in March by AidData, a research lab at William & Mary.

Chinese debt also became a key election issue there. William Ruto won Kenya's presidency in part by employing populist appeals that stoked anti-China sentiment. The case of Kenya, "shows how foreign debt can affect the public in a debtor country and potentially influence domestic politics and international relations," AidData's working paper stated.

In 2022, Sri Lanka also faced the consequences of massive debt: On the verge of financial collapse, it defaulted on its external debt and was forced to restructure the $4.2 billion it owed to China, its largest lender. Such a default makes it harder for a country to borrow and can undermine confidence in the currency and economy.


TOPICS: China
KEYWORDS: china; collector; debt; developingworld

1 posted on 05/28/2025 12:00:35 PM PDT by BenLurkin
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To: BenLurkin

Belt and Road is the largest portfolio of NPLs in the world. The second largest is the Chinese real estate market. Ha! You go China!


2 posted on 05/28/2025 12:02:52 PM PDT by HYPOCRACY (Long live The Great MAGA Kangz!)
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To: HYPOCRACY

Maybe they plan to use defaults as an excuse to invade and seize control of the assets they want? What else can they do when they realize the debts are not going to be paid as agreed?


3 posted on 05/28/2025 12:06:08 PM PDT by BenLurkin (The above is not a statement of fact. It is opinion or satire. Or both.)
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To: BenLurkin

China has been scooping up gold like a starved pig on steroids for years. Wouldn’t be surprised that’s why China can lend to others because China is backed by huge gold deposits. Would explain why President Trump is concerned about the US’ gold deposits at Fort Knox.


4 posted on 05/28/2025 12:11:52 PM PDT by gildafarrell (You may be disappointed if you fail, but you are doomed if you don't try.)
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To: BenLurkin

That’s the thing with gunboat diplomacy. You’d better have the gunboats...I think China’s gonna be left holding the bag in most of Africa and other parts. Like I said yesterday Xi still thinks it’s the 19th century.


5 posted on 05/28/2025 12:13:12 PM PDT by HYPOCRACY (Long live The Great MAGA Kangz!)
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To: BenLurkin
From the article: Lending for China's Belt and Road Initiative — which includes funding for a massive series of new railways, ports and roads in the developing world...

By the way, China itself has defaulted on their old railroad loans that Americans loaned them. China hasn't paid on them since China became communist.

https://thehill.com/opinion/international/4075341-china-is-in-default-on-a-trillion-dollars-in-debt-to-us-bondholders-will-the-us-force-repayment/

6 posted on 05/28/2025 12:17:41 PM PDT by Tell It Right (1 Thessalonians 5:21 -- Put everything to the test, hold fast to that which is true.)
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To: BenLurkin

That sounds familiar....lol


7 posted on 05/28/2025 12:20:49 PM PDT by DesertRhino (2016 Star Wars, 2020 The Empire Strikes Back, 2025... RETURN OF THE JEDI….)
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To: BenLurkin

https://www.amazon.com/Confessions-Economic-Hit-John-Perkins/dp/0452287081

We do the same thing. Which is ok I guess. But it’s comical that we get indignant about China doing it.


8 posted on 05/28/2025 12:22:07 PM PDT by DesertRhino (2016 Star Wars, 2020 The Empire Strikes Back, 2025... RETURN OF THE JEDI….)
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To: BenLurkin

Watch the Third World default on China.

Should be fun!


9 posted on 05/28/2025 12:37:37 PM PDT by Uncle Miltie (we know God is dead; they told us; but listening to you I wasn’t sure)
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To: BenLurkin

The United States owes China approximately $759 billion in debt, primarily in the form of U.S. Treasury securities. This represents around 9% of the total U.S. national debt. China’s holdings are a significant portion of the debt held by foreign governments.


10 posted on 05/28/2025 12:39:53 PM PDT by sockmonkey (Conservative. Not a Neocon.)
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To: Tell It Right

Forgot about that. So, we should void out a trillion in US bonds held by the chicoms and call it even? Trillion here, a trillion there, before you know it you’re talkin’ real money.


11 posted on 05/28/2025 12:41:45 PM PDT by ScottHammett
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To: ScottHammett
Unfortunately, we owe China only $759 billion. Plus, the difference is that China doesn't owe our U.S. govt, they owe individual American citizens. So don't expect Uncle Sam to try to flex any muscle on deadbeat China.
12 posted on 05/28/2025 12:46:04 PM PDT by Tell It Right (1 Thessalonians 5:21 -- Put everything to the test, hold fast to that which is true.)
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