Posted on 01/03/2025 2:12:44 PM PST by DFG
A California woman is suing Liberty Mutual for cancelling her home insurance after it claimed to have spotted mold on her roof using 'unreliable' aerial photography.
Maria Badin, 69, accused the provider of trying to 'maximize profits' with the decision to revoke coverage on her $1.8 million Poway home.
She filed a class action lawsuit in which she included the photo taken by Liberty, which it claimed showed evidence of 'algae/mildew/mold/moss'.
However, she also included a close up image she obtained herself following an independent inspection, which stated that her roof was in perfect condition, the filings state.
'Driven by a desire to maximize profits, property casualty insurance companies, including Defendants, have engaged in a troubling trend of dropping California homeowners' insurance policies like flies,' Badin's lawyers wrote.
'California homeowners, who have dutifully paid their premiums for years, have been, and are, being blindsided by Defendants' nonrenewal notices informing them their policy will not continue—for stated reasons that are demonstratively false.
Badin is seeking unspecified damages and demanding a change to the way Liberty conducts such assessments.
The proposed class-action would also encompass around 17,000 homeowners who lost their insurance after Liberty subsidiary Liberty Mutual Fire Insurance Company refused to renew in the wake of the devastating wildfires.
The notices did not cite aerial photos as part of the decision, but just said the provider's technology could no longer oversee the policies.
'They've insured these homes for years with the same risks they had at the time,' Attorney Michelle Meyers told the San Francisco Chronicle.
'It seems pretty clear that (the non-renewal decision) was done for money,' the higher premiums that can be charged for new policies, she said.
Badin said she was notified last August that her more than 30-year policy would be coming to an end.
(Excerpt) Read more at dailymail.co.uk ...
Over a satellite photo?!
Where is the effing photo? The title reads that there is one. So where is it?
Insurance companies take money from people each month.
And the companies work very, very hard to never provide any value in return. Why should they pay for a claim? It would cut into the executive bonuses.
Liberty, Biberty...as their commercial states.
They say that homeowners’ insurance costs almost as much as some mortgage payments in Florida.
This thread is worthless without pic.
The real issue is business can’t make money in Soviet California. So they are working around the regulations so they can make a profit.
I hate that jackass and his emu
Gee... California becomes more and more dangerous, because of the political leadership.
Californians blame insurance companies because they want to make money, which the insurance companies are designed, and required, to do.
It is incredibly stupid.
Yes, and they are all ESG.
I cannot find a single insurance company of any size that is NOT.
What is the photo?
LIBERTY LIBERTY.......LIBERTY
So you can now sue to force a business to do business with you?
PRETTY UNCOMPLICATED ROOF, as far as we can see.
WTH?!!!!!
What’s the logic here? If the claim is that insurance companies are making massively unfair profits, why would they cancel the very policies that are making them those big bucks?
What’s the issue?
“’Driven by a desire to maximize profits, property casualty insurance companies, including Defendants, have engaged in a troubling trend of dropping California homeowners’ insurance policies like flies,’ Badin’s lawyers wrote. “
How are they maximizing profits by dropping policies...minimizing losses? Perhaps...
Liberty will eventually leave the market in Kalifornia as they’ve left writing new auto insurance policies in the craphole state of NY. Insurance companies are for profit entities and when states enact laws, or worse yet in the craphole of NY, refuse to enforce laws (such as not arresting thugs for stealing cars or cutting out catalytic converters or allowing people- especially illegals- to drive without insurance with little to no punishment then having to pay the claims or medical expenses of those insured) they are going to stop doing business before going out of business....
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