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Why are homeowners losing coverage after installing solar panels?
https://www.insurancebusinessmag.com ^ | 9/24/24 | By Terry Gangcuangco

Posted on 09/28/2024 11:49:53 AM PDT by RomanSoldier19

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To: beef

“ So far, I am very happy with it.”

What kind of incentives/tax credits did you qualify for?


41 posted on 09/28/2024 12:46:11 PM PDT by HereInTheHeartland (Have you seen Joe Biden's picture on a milk carton?)
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To: RomanSoldier19

Did you get a structural analysis, cause you know, Solar Panels aren’t made of helium?


42 posted on 09/28/2024 12:48:00 PM PDT by Boiler Plate ("Why be difficult, when with just a little more work, you can be impossible" Mom)
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To: PIF

How do solar panels degrade a roof?


43 posted on 09/28/2024 12:48:36 PM PDT by 1FreeAmerican
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To: WHATNEXT?

“This also happens with satellite dishes. Don’t put them on your roof, screws leak and damage the roof. Happened to me.”

Tell me about it. I got lucky, they did it right. But I also required them to put the dish over a porch, so the damage from leakage would be far less. Not the best signal, though.


44 posted on 09/28/2024 12:49:47 PM PDT by BobL
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To: 1FreeAmerican

How do solar panels degrade a roof?


By poking holes in them, by adding extra weight to your roof (possible structural problem), by providing homes for squirrels and coons etc


45 posted on 09/28/2024 12:53:00 PM PDT by PIF (They came for me and mine ... now its your turn)
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To: Boiler Plate

IIRC about 2-3 lb/’sq.

Racking systems are generally engineered for 90-110lb/’sq load and 100 mph wind lift.


46 posted on 09/28/2024 12:53:10 PM PDT by 1FreeAmerican
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To: RomanSoldier19
Hailstone damage + more likely roof leaking damage = markedly higher premiums.
As they should, frankly.
47 posted on 09/28/2024 12:58:10 PM PDT by citizen (Political incrementalism is like compound interest for liberals - every little bit adds up.)
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To: PIF

A properly installed solar racking system actually adds to the strength of the roof as it increases the number of cross-tie points in the truss system.
And if your roof can’t handle a 2-3 lb/sq’ load then you are in trouble. A 2x6 hip truss roof could do way over 150lb/sq’ load - think feet of snow.


48 posted on 09/28/2024 12:59:43 PM PDT by 1FreeAmerican
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To: gitmo

Because the problems with solar panels, like fire, affect the house.


49 posted on 09/28/2024 1:03:57 PM PDT by vivenne
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To: logi_cal869

I’ve read that some firefighters will mot put out solar fires because of the danger.


50 posted on 09/28/2024 1:04:54 PM PDT by vivenne
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To: sphinx
🤣🤣🤣

I'm assuming that was posted as a joke.

51 posted on 09/28/2024 1:05:19 PM PDT by Robert DeLong
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To: PIF
BTW - I do this for a living. Not so much where I live now but I've installed about 60 residential systems, and several utility scale systems.
Never has the AHJ (Inspector) ever worried about a PV system weakening a structural roof.
52 posted on 09/28/2024 1:06:49 PM PDT by 1FreeAmerican
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To: Qwapisking
protect yourselves and your roof. never let ANYONE convince you that bolting something to your roof is a great idea. it isn’t.

Agree 100%. Years ago, a Direct TV installer wanted to put the dish on my roof. Told him wasn't going to happen. He put it on a post in my backyard.

53 posted on 09/28/2024 1:07:22 PM PDT by Mean Daddy (Every time Hillary lies, a demon gets its wings. - Windflier)
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To: BobL

That’s my fear, along with fire and Wright, lots of roof nails equals water infiltration.


54 posted on 09/28/2024 1:08:05 PM PDT by vivenne
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To: Jamestown1630
"I’ve wondered how those fare in a strong hail storm"


55 posted on 09/28/2024 1:09:46 PM PDT by DAC21
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To: vivenne

The fireman response is significantly complicated by the presence of solar panels.

As an aside, solar panels are, in their current state, bad for the earth in building and trashing and bad for the pocket book.


56 posted on 09/28/2024 1:11:04 PM PDT by greatvikingone
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To: RomanSoldier19

“We’re dealing with power and... changes to your existing electrical system,”

Why would that be a problem if it is to code and done by a licensed electrician? It is no different that putting an addition on your home or remodeling.


57 posted on 09/28/2024 1:14:58 PM PDT by rey
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To: 1FreeAmerican

What about snow on top of the solar panels that are on top of the roof?


58 posted on 09/28/2024 1:16:15 PM PDT by vivenne
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To: R_Kangel
IMO the Return on Investment on installing Solar on your roof is not worth the cost.

That's my opinion too, in spades. Apart from sending more money to China and supporting near-slave labor, the cost savings are very minimal if you analyze their cost. What interests me is why the energy companies have bought into the scam.

59 posted on 09/28/2024 1:17:16 PM PDT by Bernard Marx
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To: DAC21

Most are good to an inch and a half hail diameter, after that bye bye

Firefighters will just vent the other side of the roof, it’s not that big of a deal for us. Unless you installed them yourself and didn’t leave the 18 inch walkway, then it’s an issue (a little)


60 posted on 09/28/2024 1:19:54 PM PDT by Technocrat (I am the very model of a modern thoughtcrime criminal)
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