It’s pretty easy to keep man-made surfaces safe to walk on. Rolled roofing paper nailed to wooden bridges. or stairs. The insurers should have had someone out there when the policy was written. Signage...”Caution: May be slippery when wet.” Hand rails are probably mandated by local codes. But, no. Let’s just leave the herd to their own devices, and cash our $70K checks. Never mind that a couple of hundred $$$ might have saved a large payout. And yeah...some a-hole lawyer could say “So, they knew that this could be slippery when wet?” and try for a settlement.
Ha! Yup, I guess there’s no winning, either way.