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Brace yourselves, the banking crisis is just getting started
Yahoo Finance ^ | 5/5/23 | Ben Marlow

Posted on 05/05/2023 4:39:44 AM PDT by CFW

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To: alexander_busek

I was replying to the “West Coast” part of your post.

Sometimes it is difficult to decide what a reply should be linked to. Linking logically to words is sometimes not linking logically to viewpoints.

1. banks are in trouble because of bad commercial real estate
2. commercial real estate is critically bad because homeless encampments in downtowns scare off female (and male) office workers
3. governments and key elected officials are not doing what they can to clean up the downtowns


41 posted on 05/05/2023 5:44:24 AM PDT by Brian Griffin
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To: fr_freak

“... climate change crisis, “pandemic” health crisis, civil unrest crisis (both BLM/Antifa and mass shooters), energy crisis, homeless crisis, border crisis. Why not economic crisis?”

A provocative list! I pray voters will think of these things come next election and see Biden team as the cause of those real and imagined problems.


42 posted on 05/05/2023 5:52:19 AM PDT by cymbeline
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To: cymbeline

This concept has been discussed for decades. Under Biden, it seems it’s all being enabled.


43 posted on 05/05/2023 5:57:23 AM PDT by fuzzylogic (welfare state = sharing of poor moral choices among everybody)
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To: Alberta's Child

especially when the reserves in question are long-term U.S. Treasury notes.
———
Exactly. What was once the “ safest “ investment vehicle is no more. Most simply can not grasp what this financial event has set off. It is going from “ we have it under control” to full scale meltdown.


44 posted on 05/05/2023 5:58:10 AM PDT by delta7
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To: FarCenter
This will continue until there are lots fewer banks. There is no reason to have more banks than auto makers or airlines.

Why not?

You hate competition? Or would you just have us be at the mercy of government controlled big business who can then dictate to us what we can do with our own money and when?

What business is it of yours what banks people choose to use?

45 posted on 05/05/2023 6:04:35 AM PDT by metmom (...fixing our eyes on Jesus, the Author and Perfecter of our faith….)
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To: griswold3

CBDC
——
Agreed, This beginning financial crisis I suspect will result in the cashless digital dollar. I despise the term CBDC, call it what it is , a cashless system , full control of the populace. Us Bible thumpers know from Biblical prophecy how this ends.


46 posted on 05/05/2023 6:05:47 AM PDT by delta7
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To: fuzzylogic

“This concept has been discussed for decades. Under Biden, it seems it’s all being enabled.”

O’Reilly also said that Republicans need to avoid a default because it would take away votes for Republicans in the next election.

He says winning the next election should be the Republicans’ number one priority even if it means short-term concessions to the Democrats.


47 posted on 05/05/2023 6:06:57 AM PDT by cymbeline
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To: FarCenter
There is no reason to have more banks than auto makers or airlines

There are very strong reasons to disagree with you. With every bank that gets larger and "too big to fail", there is more concentration of banking assets that grows as a threat to the economy. The federal government fixed NOTHING in the 2007-8 banking/ liquidity crisis. They just increased economic risk by making the big banks bigger.

The dual banking system gave us more banks and scattered them across the country. When a $100 million bank goes down, there is barely a ripple on top of the pond. We have had 3 large banks go down this year and we are automatically catapulted into a "banking crisis". I felt a lot better when in the early 1980s there were 14,000 banks in the US, not 4,000. Risk was spread far better, and innovation in small, state banks is a proven asset to the banking system.

Just ask a small business person from a small town whether they prefer doing business with a local community bank or the branch of a giant from New York City. Their answer would be a repudiation of your assertion that the number of banks needs to approximate the number of airlines or automakers. I guess you enjoy the financial control that a few mega banks would exert. I am on the other end of the spectrum from you.

48 posted on 05/05/2023 6:47:25 AM PDT by RatRipper
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To: RatRipper
Excellent post. I would only make one point that has changed dramatically over the last 30-40 years:

Risk was spread far better, and innovation in small, state banks is a proven asset to the banking system.

This was true when banking was much simpler, and banks operated autonomously. What changed this in a big way -- starting back in the 1980s -- was the development and growth of collateralized debt obligations (e.g., mortgage bonds). Once this happened, you had relationships established between small and large banks, and between small banks and the world of institutional investing, that undermined a small bank's ability to operate independently.

49 posted on 05/05/2023 6:59:19 AM PDT by Alberta's Child ("I've just pissed in my pants and nobody can do anything about it." -- Major Fambrough)
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To: alexander_busek

Yes, but that is how they got the ball rolling...just watch. This is orchestrated to cause a cascade that takes out the types of banks I mentioned. Thanks for the correction of the typo on “country”.


50 posted on 05/05/2023 7:02:56 AM PDT by Codeflier (My voting days are over. Let it burn...give the people what they want good and hard.)
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To: delta7

I can just imagine the .gov tethering the CBDC to an algorithmic system of Social Credit Scoring.
What control of the dumbmasses that would be!


51 posted on 05/05/2023 7:57:13 AM PDT by griswold3 (Truth, Beauty and Goodness )
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To: Alberta's Child

The current system has to come down to make way for Gesara/Nesara. That is currently in progress.


52 posted on 05/05/2023 8:04:28 AM PDT by Georgia Girl 2 (The only purpose of a pistol is to fight your way back to the rifle you should never have dropped)
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To: bertmerc1

4-5 mega-banks isn’t the end goal. ONE is.


53 posted on 05/05/2023 8:10:14 AM PDT by usconservative (When The Ballot Box No Longer Counts, The Ammunition Box Does. (What's In Your Ammo Box?))
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To: Brian Griffin
Under Biden, our dollars are becoming like lira.

Or Papiermarks. Just wait until we go cashless.

And speaking of cashless, what would happen with all the printed Federal Reserve Notes now in use all around the world? What effect would that have on the US economy?

54 posted on 05/05/2023 8:19:02 AM PDT by Max in Utah (A nation can survive its fools, and even the ambitious. But it cannot survive treason from within.)
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To: cymbeline

Obama’s “Fundamental Transformation…”!


55 posted on 05/05/2023 10:53:30 AM PDT by Shady (The Force of Liberty must prevail for the sake of our Children and Grandchildren...)
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To: deport

LOL — right. I would have let it slide, but I know that poster is a TDS-type propagandist who usually just posts inflammatory crap without staying around to defend what he/she posts.


56 posted on 05/06/2023 5:38:45 AM PDT by Alberta's Child ("I've just pissed in my pants and nobody can do anything about it." -- Major Fambrough)
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To: cymbeline

“He says winning the next election should be the Republicans’ number one priority even if it means short-term concessions to the Democrats.”

That has been the Republican strategy since 1968.

How is it working so far?

Is the country better off or worse off than it was in 1968?


57 posted on 05/06/2023 5:47:08 AM PDT by cgbg (Claiming that laws and regs that limit “hate speech” stop freedom of speech is “hate speech”.)
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