[Alberta's Child]

As I wrote, 10 claims for a very large customer is normal. A 40% increase in claims puts it at 14. It’s interesting, but not “stop the presses.”

Now multiply that by 100 customers and you have 1,400 claims when you'd typically have 1,000. And keep in mind that every major insurer is reporting the same trend. That’s very much a “stop the presses” story for the industry.

[Vermont Lt]

You are trying to make an argument off a data point with no reference numbers. My numbers were hypothetical.

In your hypothetical, you are talking about 400 more people out of 10,000,000 insured. Doesn’t sound as significant any more does it?

My point is that without any more information you guys are simply reacting to a number floating in the either without any other reference points. That’s all.

[setter]

“And keep in mind that every major insurer is reporting the same trend.”

That is 100% not true. Much of the increased deaths is regional. Meth head states like W.Va and ohio have increased deaths

I work in health insurance and sell employee benefits including group life/disabaility etc.

Life insurers sold a record amount of policies last year and have record amount of reserves.

Life insurance co’s are financially stronger than ever.

The majority of people who died from covid were old old and most have zero life insurance or smaller face amounts so insurance co’s were not as impacted as thought.