There are plenty of pay-per-service walk-in health clinics.
Flat fee for the visit, plus a few dollars extra for each lab test.
When I didn’t have ins, I went to a Dr only when needed, & paid about $120-140 each time.
That’s way better than a $900 mo premium x 12 mos when when only needed Dr 2x per yr.
Never, ever did I take my kids to the ER for an earache or tetanus shot. We went to the clinic & paid cash.
In fact, many privately owned clinics will charge self-paying patients up to 40% less than insured, due to savings on insurance billing.
Relatively healthy persons need not pay 1000s for annual premiums, nor should the taxpayers be subsidizing the insurance companies.
When I see my Doctor, I pay a $95 office visit only for most things. I see her about 1-2 times a year, 12 stitches $500. Health Care is actually pretty damned cheap when you pay for it yourself.
Prescription for Vicodin
Insurance- $10 copay, insrance is billed $100 and pays $40-$60 to pharmacy
NO Insurance- $20 and I walk out with them
ONE BIG FRIKKIN RACKET!!