When I see my Doctor, I pay a $95 office visit only for most things. I see her about 1-2 times a year, 12 stitches $500. Health Care is actually pretty damned cheap when you pay for it yourself.
Prescription for Vicodin
Insurance- $10 copay, insrance is billed $100 and pays $40-$60 to pharmacy
NO Insurance- $20 and I walk out with them
ONE BIG FRIKKIN RACKET!!
Exactly.
Premiums pay not only the doctor & medicine, but also many layers of employees in between— insurance salesmen, medical coders, bureaucrats, plus all THEIR staffs, bookeepers, office supplies, buildings, postage...
We maybe need a requirement for catastrophic health coverage only. Everything else should be payable out of pocket & much cheaper in the long run.