All of this hoopla - over test scores - is a lot like the NFL draft. As Hall of Famer/Super Bowl champion Shannon Sharpe said, how high or low you're drafted doesn't matter...it is what you do AFTER the draft for which they'll remember you.
As such, I'm not a huge test score/SAT/GPA/"what school did you go to?" guy. I'm more interested in how you think and solve problems NOW - give me a guy or gal from Whatever College or Unheardof Tech that will hustle any day.
Maybe the whole test score thing is an elitist ploy to keep the wrong people out.
I wonder if potential employers are factoring debt and financial scores into their hiring decisions. If I were an employer, I wouldn't choose someone who had debt vs one who figured it out without that debt.