Posted on 02/13/2019 10:43:41 AM PST by jazusamo
I’m in the same boat as you. Retired and 63 (64 next month) with a nice nest egg but no income.
I looked into obamacare last Fall and qualified for all kinds of subsidies. Made even decent policy coverage reasonably priced.
I didn’t bother taking any of them, though. I checked with every doctor I’ve visited over the past few years and NONE took either of the plans offered in my county. A couple of the billing people for doctors I’ve been going to for years told me flat out I would have a really hard time finding any doctors anywhere near me that took these policies. They said the only doctors they knew of that did were located in the seedier parts of the city near me.
So I’m w/o insurance this year and waiting for Medicare next year. But, as others have mentioned earlier in this thread, some of my main doctors won’t take that either!
We should also be able to “opt-out.”
The problem occurs when the Treasury is forced to print “currency” not back by bonds. This measure will probably be enacted within 8 years or so by a Congress and a Presidency made up of AOC imitators put into power by the will of the majority.
We are running dangerous deficits and all anybody can say is “the Wall”. Trump needs to veto the compromise and say start cutting or we are screwed.
Yup.
I’m in that age bracket and have plenty of health issues and and my private ins is working just fine, thankyouverymuch.
And if that does happen what exactly is the rest of the world going to do about it?
The logical thing would be to pick another reserve currently and quit treating the dollar as though it had any value.
Those things will not happen. Because as bad a shape as we are in, everybody else is worse. People standing in feces up to their necks will not make waves.
At some sick, perverted level AOC and the dweebs in Congress know this.
Yes, when you can just print money with impunity, and it makes no difference whatsoever, you don’t even need things like budgets...just authorizations to spend are good enough.
Of course, that time off into the future when America has continued to deteriorate and socialize itself into complete and utter complacency, when the dollar is no longer the world’s dominant reserve currency, the fall will be truly epic and spectacular like nothing else the world has ever seen. It will truly be total Armageddon in America when that day comes.
Uh we already buy into Medicare. It’s called payroll deductions at the point of a gun.
The technological boom that is extremely expensive due to a ton of variables concerning cost is way beyond the average Americans' means, yet they constantly vote for deficit measures to get that MRI/CAT Scan/mending broken bones/Partial pay for Johnny's or Jane's cough/Open heart surgery/Endoscopes/Dialysis treatments x3 a week/Transplants/Viagra and the rest of those pharmaceuticals/etc...
You need to create a sensible monetary exchange regarding fee for service and use some type of investment fund to generate compound interest or just go without treatment. If not, then a single payer system (Socialize Medicine) with an aggressive rationing system will be the only alternative. Insurance premiums and deductibles (Employer substitution, they pay taxes too) at rates that should be adjusted to the cost are not economically feasible to the majority of Americans. Make your choice.
I’m all for it. I have to pay $933 a month for one person out of pocket to keep the same plan I had while working before being laid off.
Well if they are going to do it I hope they hurry it up. I starting collecting my SS last year at age 63. I’m waiting till I turn 65 so I can get my cataracts removed.
My current Health insurance is from NYC and not too many providers in Pennsylvania will accept it.
If you are adventurous you can retire a few years to another country, but if you want health insurance there you have to sign up before 60. That door is closing for you. You can always come back for the "free" Medicare some day however you may find that the cost of paying cash for health care in many countries is less than the deductible you will pay for Medicare, and as a profitable customer you may get better treatment there.
What it does is allow folks with preexisting conditions to buy into medicare at a fixed premium that does not reflect the
cost of that preexisting condition that will have to be treated by the government plan. No doubt it will add to the debt with government subsidizing the cost to cover them. Typical free pony stuff from the Dems
I guess we’ll just have to respectfully disagree.
I am betting that when the moment of insolvency comes the rest of the world will be too paralyzed by butt-puckering terror to call our bluff. Our sudden collapse would trigger a domino effect of worldwide economic and social collapse that would quickly spiral out of control.
Our sleazy elites have the world by the shorthairs, my FRiend.
So you think our spending is not out-of-control? If so, out-of-control has an ugly end.
Also, our economy is an anchor in a global point of view. Of course foreign countries will go through tribulations as well if deficits/spending sink our economy. This is where our superior fire power will come in handy ;-)
“It’s not a lie, if you believe it.”
- George Costanza
What I’m saying is that every country on earth will believe the lie because the alternative is unthinkable.
Why would medicare be cheaper than private insurance? They have to cover the same conditions, in the same way, and they are dealing with the same risk pool.
The difference is that Medicare gets to force practitioners to take lower reimbursements, and also gets to ration care in a way private insurers are not allowed to.
And yes, people should not retire at 50 if they can’t afford health insurance. We shouldn’t subsidize them.
Meanwhile, the ACA was supposed to cover 100% of americans, and it only managed to make it 40% of the way, mostly because they increased medicaid coverage; outside of medicaid, the ACA didn’t actually increase ANYBODY’S health insurance coverage, at all.
This is just another backdoor attempt to ease into single payer health insurance. They think people do not see it.
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