When I say “movement” I’m talking about things “progressing” - and then the other item is “direction” — and with that, they’re either going back to where they were before — or — it’s going to a direction forward into areas where it hasn’t been before.
SO ... what I’m telling everyone here is that in my direct experience, plus what I’ve read and seen - the ‘direction’ is forward in the future (where it hasn’t been before) and the ‘movement’ is happening (namely it’s not at a standstill).
And that is experience not over just a couple of months, but direct experience and observation over NINE YEARS and that shows that it is not a fluke, since it’s been progressing for that length of time.
But as I’ve pointed out to you, it’s NOT territory it hasn’t been before, companies have in the past gone no-sign no-pin with cards, and got burned, and remembered why signatures and pins are used. It’s not new, and there won’t be a mass move to it. Really all we have to do is look at the UK, they’ve had these cards for a decade and they still primarily couple the chip with signing and pins, because doing otherwise defeats the whole purpose of the chip.