Then let the free market take over. It will sort out the mess, by letting people and companies decide what type policies suit them best and charge a price at which they can compete for business and still make a profit.
It will never work that way. ObamaCare is constructed in a way that only works if it’s mandatory — because it uses the compulsory enrollment of younger/healthier people to prop up a demographic disaster that is getting increasingly out of kilter with each passing day.