Ours was through the WA State exchange which really didn’t have any problems handling initial payments. What will be interesting is how the subsequent payments will be handled. I believe (could be wrong) most of these will be through Automated Clearing House (ACH) transactions via Federal Reserve and ultimately, IRS. This will largely be out of the state’s control. In some cases people are making payments directly to their insurance companies through ordinary channels and these won’t be affected.
Incidentally, my wife and I were expecting all kinds of invasive, probing Obamacare type questions on our initial appointments. I had even coached my wife on what to answer to some of them. But there were no extra questions or anything out of the ordinary. Really surprised me. Possibly this is because we were able to stay with the same providers.
Sounds your state exchange wasn’t developed by Michelle’s college girl friend from Princeton. Federal exchange doesn’t even have the billing part done.
Enjoy your chains.