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Young Avoid New Health Plans: Early Buyers of Coverage Are Older Than Expected
Wall Street Journal ^
| November 4, 2013
| CHRISTOPHER WEAVER and TIMOTHY W. MARTIN
Posted on 11/05/2013 10:20:47 AM PST by reaganaut1
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At the American Spectator, Peter Ferrara warns of "The Coming Obamacare Bailout" due to the refusal of healthy people to enroll in the exchanges. Republicans should demand instead that the regulations causing current plans to be discontinued be lifted.
To: reaganaut1
2
posted on
11/05/2013 10:22:54 AM PST
by
Arthurio
To: reaganaut1
And most of them are heading over to medicaid.gov.
3
posted on
11/05/2013 10:26:36 AM PST
by
E. Pluribus Unum
(Who knew that one day professional wrestling would be less fake than professional journalism?)
To: reaganaut1
4
posted on
11/05/2013 10:28:18 AM PST
by
Diana in Wisconsin
(I don't have 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set...)
To: reaganaut1
Death spiral as young buyers avoid high cost plans leading to higher costs.
5
posted on
11/05/2013 10:32:39 AM PST
by
AU72
To: reaganaut1
Yeah....My sister, has been trying to get permanent Job and/or Health Insurance...no luck
....she been paying 1000$ /mo. on medication...tried 0'Bozo's DeathCARE sing-up..again no luck.
6
posted on
11/05/2013 10:32:42 AM PST
by
skinkinthegrass
(who'll take tomorrow,$pend it all today;who can take your income & tax it all away..0'Blowfly can :-)
To: reaganaut1; All
I am an insurance agent. I am conflicted here.
The Federal Government ABOLISHED the “High Risk Pools” which existed, in some form, in every State of the Union prior to Obamacare.
I think the long term answer is to “keep” Obamacare as a National High Risk Pool, ONLY!
-— And let the rest of us go back to normal, old fashioned, medically underwritten health insurance.
Obamacare abolished the State Programs. The Federal Government, unfortunately, must now “fix” that problem.
Having said that, many of the people that I assistd with the State “HIgh Risk Pool” needed that service due to no fault of their own, the COBRA ran out, etc. However, MANY were alos irresponsible people who thought they were “bulletproof” and then demanded coverage AFTER they got sick.
No plan can change human nature. That is the biggest problem with Obamacare, as it attempts to change human behavior.
However, let us be realistic about our “end game” here. Allow Obamacare to “survive” as a National High Risk Pool. Eliminate the mandates and penalties for the rest of us who are healthy.
And by the way: The Courts might well be on the way to doing this at the Federal Exchange level.
7
posted on
11/05/2013 10:33:46 AM PST
by
Kansas58
To: AU72
Well, after Obamacare shut down the Kansas High Risk Pool, for those with pre-existing conditions, in JUNE of this year for new applications -—
All of those SICK people are going to Obamcare! I am positive that the majority of the applicants, so far, are unhealthy people.
8
posted on
11/05/2013 10:35:05 AM PST
by
Kansas58
To: Kansas58
So policies under Obamacare will end up being in a defacto high risk pool with everybody else subsidizing it.
9
posted on
11/05/2013 10:39:06 AM PST
by
AU72
To: reaganaut1
“Buyers”. Sure. More like freeloaders I would bet.
10
posted on
11/05/2013 10:39:58 AM PST
by
riri
(Plannedopolis-look it up. It's how the elites plan for US to live.)
To: Kansas58
...State HIgh Risk Pool needed that service due to no fault of their own, the COBRA ran out, etc. When I transitioned off COBRA to private insurance I didn't have to worry about my pre-existing condition, since the law mandated that private insurers take people from COBRA without regard to pre-existing conditions.
It's amazing how many people (politicians) pretend that this law hasn't existed for the past 20 years or so.
To: AU72
Well, prior to Obamacare that is basically what we had at the State level.
Obamacare destroyed those programs.
I think my idea is the only idea that stands a chance of actually getting RID of the rest of Obamacare.
The insurance companies used to pay into the High Risk Pools. Now they don't.
12
posted on
11/05/2013 10:41:12 AM PST
by
Kansas58
To: reaganaut1
Free stuff sells! Who knew?
13
posted on
11/05/2013 10:42:02 AM PST
by
Oldeconomybuyer
(The problem with socialism is that you eventually run out of other people's money.)
To: reaganaut1
As Jim Kuntlser noted yesterday in his weekly blog entry, O’care is merely the libtards last gasp at grift.
14
posted on
11/05/2013 10:43:01 AM PST
by
junta
("Peace is a racket", testimony from crime boss Barrack Hussein Obama.)
To: Cementjungle
Yes I agree, but the laws were not the same in every State.
Another point?
Notice how the Uninsured used to be “victims” but now the Uninsured are “deadbeats”?
SAME group of people involved but different political needs today, among the elite!
15
posted on
11/05/2013 10:43:29 AM PST
by
Kansas58
To: reaganaut1
Wait...young people who don’t have the money to buy health insurance aren’t buying it?
NO WAY! WHODASAWDATCOMIN!
16
posted on
11/05/2013 10:49:03 AM PST
by
Personal Responsibility
(Government: Slimy used car salesmen writing laws forcing you to buy their cars)
To: Kansas58
Notice how the Uninsured used to be victims but now the Uninsured are deadbeats? Some are victims and some are indeed deadbeats. I know lots of people who simply chose to not insure themselves because they think they're healthy enough, and they figure that if something major happens that someone will wind up treating them anyway.
That aspect won't change, because a $90/year fine is still going to be far more desirable to people than paying hundreds per month.
To: Personal Responsibility
It’s pretty frustrating to see all the things we were telling them would happen, happen,
and more frustrating that they’re trying to deny that they are happening.
They wouldn’t listen and will keep denying because to do otherwise would be admitting that we were right and they were wrong. And they can’t do that because the reason for being liberal, to them, is to be superior to others.
18
posted on
11/05/2013 10:52:26 AM PST
by
MrB
(The difference between a Humanist and a Satanist - the latter admits whom he's working for)
To: reaganaut1
19
posted on
11/05/2013 10:53:56 AM PST
by
matt04
To: reaganaut1
Folks under 50 who have to decide between a housing/rent payment and an insurance premium. Which do you think they will choose?
20
posted on
11/05/2013 10:55:26 AM PST
by
lurk
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