Posted on 10/25/2013 11:00:34 AM PDT by Ernest_at_the_Beach
That is Monroe County wherever that is. You are correct these charge a monthly fee and still you have to go to their approved list of doctors. There is no way I would have one of those plans.
I live 50 miles from MD Anderson Cancer Center in Houston. My husband had a large Melanoma on his arm. The only place that specializes in that surgery is MD Anderson. Since we had a regular supplemental insurance with his Medicare, we could go to any place, any surgeon, to have the surgery. If we had an Advantage Plan for our area, not the Houston area, we might not have been able to go to MD Anderson.
It was “iffy” if the two upper arm pieces could be sewn together after the large area was cut out of the arm. I had to have a stand-by machine if they couldn’t sew the arm together, and this machine would have to be used on the arm every day while it healed from the inside out on that raw wound. The surgeon who was head of that department and had done more of those surgeries than anyone else, did the surgery and managed to get the arm put back together.
I just don’t want a plan that limits me to a certain group of doctors.
In January and February I had hospital costs totalling $24,000. I had to pay $1.80 out of pocket for a phone call. That was it.
In the past, I've always paid what I thought were high supplemental premiums (they look low now compared to today !) and I never paid out of pocket for anything medical.
Now, I'm not making a move, not even calling my agent....I sit with my blanky over my head in icy rigidness in my closet hoping no one will notice me and nothing will change with my insurance, LOL.
However, Mutual of Omaha more than doubled my supplemental premiums with four stiff raises in the past 14 months, so I'm already in the cross hairs.
Obama is more than evil, he's Satanic.
Leni
They are about to get much sicker.
Just wait ‘til the Death Panels get going.
My dr is retiring Jan 1st. Love it for him -he deserves some free time. Hate it for me. Have been excepted by a DO who keeps an on call nurse practitioner on call in my little home town. Just praying it will work out!
Amen to that! Never used those HMO’s offered at work either. I am quite capable of deciding when and where I want to go to the doctor, or for the hospital and stuff.
If you switch to regular medicare during open enrollment, you can choose where you want to go. Make sure whether you can get a supplemnt or not before you do. Physicians Mutual was the cheapest for type F when I signed up.
The advantage plans will be eliminated by ACA, except for a delay in certain areas - IIRC, this was what the cornhusker kickback was - a delay in elimination.
Obama didn’t like these plans, because they were partnerships with private companies, and he felt that the “profit” would be better used for the government-reducing the cost of Medicare instead of going into some insurance company’s bottom line.
“They are about to get much sicker.”
They won’t get sicker as they’ll be dead.
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