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They try to sign up. But, assuming they get through (and a very few will), when they realize they have TO PAY FOR IT, they leave the site.

With a paltry $95 fine (most don't even know about it), why buy insurance at several times that number (per month!) when you are covered for any pre-existing condition? Once you're sick, you sign up. When you're better, you bail out. Very simple and cheaper. THIS IS THE FUNDAMENTAL FLAW IN OBAMACARE! The fines aren't big enough, even when they grow in a year. Still cheaper to take the risk and sign up when you need the coverage.

Healthy people with no pre-existing conditions will not be signing up in big numbers. Why bother? EPIC FAILURE COMING!

I think the only “success stories” I’ve heard of so far are people who ALREADY BUY insurance, but found out Obamacare will subsidize them with taxpayer funds so they can get a cheaper plan there. This bill claimed it would insure the uninsured. Instead all it seems to be doing is moving people who can already afford insurance onto the government dole for it.

With a paltry $95 fine (most don't even know about it), why buy insurance at several times that number (per month!) when you are covered for any pre-existing condition? Once you're sick, you sign up. When you're better, you bail out. Very simple and cheaper. THIS IS THE FUNDAMENTAL FLAW IN OBAMACARE! The fines aren't big enough, even when they grow in a year. Still cheaper to take the risk and sign up when you need the coverage.

I think you are amiss in assuming that with 20,000 pages of healthcare rules, they left this big a loophole.

For instance, if you sign up with 'pre-existing' conditions you have to wait six months before your coverage goes into effect.

Can you wait six months to see a doctor if you are sick ?

I heard a great parody on Bott Radio yesterday, but I forgot the web address that they gave.

It had a couple walking in to a “grand opening” and the owner of the “store” was glitchy, kept failing in midspeech, and starting over.

Anyone else hear that?

Once you're sick, you sign up. When you're better, you bail out

That's naive. It'll have to be a situation of "once you're in there you can never leave". It's being run by private insurance companies, and do you seriously think they're going to give you ANYTHING when you first sign up without the fine print saying they can automatically keep taking that money from an account?

The insurance companies have to be out of their minds to sell these policies. If only sick people sign up at first, they're going to lose a fortune until they can raise rates again. And do you think the subsidies will increase when insurance costs do?

It's a financial death spiral. It'll cause more bankruptcies and foreclosures than the mortgage meltdown did. People will be taking out loans to cover deductibles. Local businesses will starve because there will be a lot less expendable income for restaurants, concerts, the local hardware store, etc

I think this mess is such that a lot of people will stay under the radar and not interface with medical care at all. The sad irony is there will be more, not less, uninsured people.

With a paltry $95 fine (most don't even know about it), why buy insurance at several times that number (per month!) when you are covered for any pre-existing condition?

Heh. They don't even know how dirt-poor you have to be to qualify for a fine that low. It's $95 or 1% of your income, whichever is higher. $95 is 1% of $9,500. IOW, if you make more than $9,500, your fine will be higher. For example, if you make $500 per week, that's $26K per year and a fine of $260. I'm sure that amount would be distorted by deductions, but I don't know what line of the 1040 is used to calculate the penalty tax.

I shouldn't be surprised that math is a stranger to the LIVs. Look at how many of them buy lottery tix.