1. I sign on to either a state or federal exchange on December 31st, 2013 and hopefully before New Years Eve is over, I have successfully enrolled in Obamacare.
2. Beginning in January, 2014 I will send in a monthly premium determined by the type of plan I have selected………..anywhere from $195.00 to $1400.00.
3. Then, every time I receive healthcare I will pay an out of pocket expense (a deductible) up to between $3000.00 and $8,000.00 each year.
4. Once I reach the deductible for that year, I only have to make a copay amount that could be between $10.00 and 200.00.
5. Now the good news. Let’s assume I am eligible for some subsidies. To receive those subsidies I will only have to wait until I file my federal or state income tax during the first three months of 2015.
Please feel free to add to or correct this process if you feel don’t have it quite right. My only disclaimer is the dollar amounts are for illustrative purposes only and the real amounts will vary based on the type of plan you select and individual demographic factors.
If you know what your numbers will be, you might want to post on it FR along with some of your demographics and then send it to your 2 senators and representative.
I think you are allowed to estimate your pay and therefore subsidy each month because one of the warnings was that if your pay increased during the year (and therefore subsidy dropped) you would be expected to repay the difference with your taxes.
I would assume if anyone still has a job it will be automatically deducted from their paycheck.
“Please feel free to add to or correct this process if you feel don’t have it quite right.”
You forgot to add that if the obuma nazi navigators don’t like you for any reason, they can hand you over to the death panel for your imminent demise.
On second thought, it’s time to set aside the euphemisms and propaganda about “health care.” Obumacare is a rat plan for the mass murder of millions of Americans, especially the elderly. Just because these rat nazis don’t use ovens and firing squads to eliminate opponents doesn’t mean that they’re not nazis.
We are at war and best start acting like it.
You must pay the ‘entire premium’ cash every month and then hope that you qualify for the ‘tax credit subsidy’ which you won’t get til tax time.
These fools are figuring their monthly payment minus the sub...and planning to pay only that....wait til they find it won’t cover them til their cough up the rest!
I was talking to a doctor who treats chronically ill patients. He had a friendly visit from some Feds demanding to know why he sees his privately insured patients more than his Medicaid patients. He explained that his Medicaidn patients come as much as the plan covers.
They explained to him how unfair it is to see other patients more frequently and demanded he justify this practice to them.
I got the impression he was toying with the idea of emigrating.