Tennessee: Obamacare will triple men's premiums, double women's

Washington Examiner ^ | SEPTEMBER 25, 2013 | PAUL BEDARD

[grundle]

Tennessee Sen. Lamar Alexander released his analysis of the report's portion on his state. He found that Obamacare will cost far more than what many of his constituents are paying today, some by as much as 190 percent.

rom his release:

— Today, a 27-year-old man in Memphis can buy a plan for as low as $41 a month. On the exchange, the lowest state average is $119 a month — a 190 percent increase.

— Today, a 27-year-old woman in Nashville can also buy a plan for as low as $58 a month. On the exchange, the lowest-priced plan in Nashville is $114 a month — a 97 percent increase. Even with a tax subsidy, that plan is $104 a month, almost twice what she could pay today.

— Today, women in Nashville can choose from 30 insurance plans that cost less than the administration says insurance plans on the exchange will cost, even with the new tax subsidy.

— In Nashville, 105 insurance plans offered today will not be available in the exchange.

[CivilWarBrewing]

0bamacare will eventually cease to cover even the most basic care, causing ‘out of pocket’ costs to skyrocket. The IRS will continue to ensure that anyone registered as Republican will suffer greatly, just as they do with those that submit tax-exempt status applications.

[Theodore R.]

People in TN don’t know how destructive Lamar! and his mentor Howard Baker have been. But they did decide to pull the plug on algore in 2000.

[Coldwater Creek]

I read this morning, that a family of four could have an 8income of 95K and still have government subsidies.

[blackdog]

Bill collection business for unpaid medical bills will become the nation's #1 growth sector business. I'd also imagine collections under Obamacare will involve tax refund checks, Social Security garnishments, etc......Just like child support payments.

Imagine the joke when Kiesha discovers her broken ankle and pin insertion gets taken out of her EBT account, Earned income tax credit, and her Obamaphone minutes?

Oh man........This is going to be a real catalyst in da hood!

[blackdog]

Yes, that's possible. But look at the plans! They had better make $200K per year to afford the deductibles.

The devil be in da details.

[Coldwater Creek]

Do we still have Tenncare?

[Grams A]

I still can’t figure out what the out of pocket expenses are,...

I’ve been working in the healthcare area for close to 30 years but darned if I can figure out what is going on with the current mess. OOP just seems to be all over the place - from $ per person to $ per family. Some plans at the present time have a substantial deductible and then payment is at 100%, depending on the type of service that is being provided. What I’m seeing now is coverage split into sub-groups and you need to know how many lives are covered by a particular group to go to the first sub-group of benefits and then within that sub-group how the group is classified by the insurance carrier.

Used to be able to get benefits on-line for patients with no problem - but not any more.

One of the on-line systems that I work with used to allow a doctor’s office to put in the procedure and diagnosis code and you could get an estimate of what the provider would be paid and the patient’s co-pay. Used to work for Aetna, Blue Cross and Cigna. This information is no longer available. Health care users and most doctor’s offices just really have no idea what a mess this truly is and nobody in Washington except for Cruz and a very few others cares.

[steve86]

Why is this not straightforward? (figures for CA exchange plans; shouldn’t be much if any different in other states):

Maximum annual out-of-pocket expenses for individual:

Platinum: $4,000
Gold: $6,350
Silver: $6,350
Bronze: $6,350

Family:

Platinum: $8,000
Gold: $12,700
Silver: $12,700
Bronze: $12,700

[cva66snipe]

People in TN don’t know how destructive Lamar! and his mentor Howard Baker have been. But they did decide to pull the plug on algore in 2000.

Read The Skeleton Closet on Alexander it's all there. Alexander was one of W's long time friend of the family deals. Remember? Fred hadn't gotten the words out before Lamar said I'm running. Two other Conservatives were running as well.

Lamar Alexander only looked good as governor because he replaced a felon governor that was among other things selling pardons. Personally I wish he had stayed in Australia. I certainly wish he had stayed out of Tennessee.

[Mike Darancette]

— In Nashville, 105 insurance plans offered today will not be available in the exchange.

Coverage using the better hospitals and plans is being reserved for private and group insurance. The newly insured will get $hit coverage in 2nd tier hospitals.

[Mike Darancette]

We’ve seen patients recently whose monthly premium may not have “broken the bank”, but their deductible was $5,000 per year per family member, they had a 50% co-pay and there were severe limits on what their policy would cover.

Then you've seen Obamacare.

[Grams A]

Just listened to Cavuto interview Warner on FOX. Had to rush and turn it off before McCain came on so I don’t get sick. All these guys are talking about is the cost of premiums. Would like to hear just one of them speak up about everything else associated with the new plans. Monthly premium cost does matter but that is only a small portion of the issue. I would strongly suspect they are totally clueless about things like covered services, co-pay percentages and deductibles.

Freedom of choice by my definition means that I am free to tell the insurance carrier what I want and don’t want covered and to what extent and not the government deciding what I should or should not be spending my own money on.

[USNBandit]

Delayed until 2015.

[steve86]

Did I miss something? What’s delayed? (serious question)

[lowbridge]

bump

[USNBandit]

It sounds like the caps are being delayed until 2015.

[VerySadAmerican]

I know VA benefits are acceptable under this law. What about Medicare?

[Hoodat]

Obamacare will triple men's premiums, double women's

Isn't that the whole point? What better way to reduce the American standard of living and allow the rest of the world to catch up.

[Wanderer99]

You would have to be really stupid to study hard in school, take care of your health, and be a productive member of the community in Obama's Idiot America.

The only reason to make good choices is to one day flee this idiot-infested Obamaland and be taken under the wing of some foreign country which still breeds adults.

[humblegunner]

Pimp it good.