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Premiums unveiled for health overhaul plans (why were they veiled?)
Associated Press ^ | Sep 25, 2013 12:18 AM EDT | Ricardo Alonzo-Zaldivar

Posted on 09/24/2013 9:27:03 PM PDT by Olog-hai

With new health insurance markets launching next week, the Obama administration is unveiling premiums and plan choices for 36 states where the federal government is taking the lead to cover uninsured residents.

Before tax credits that work like an upfront discount for most consumers, sticker-price premiums for a mid-range benchmark plan will average $328 a month nationally for an individual, comparable to payments for a new car.

The overview of premiums and plan choices, released Wednesday by Health and Human Services Secretary Kathleen Sebelius, comes as the White House swings into full campaign mode to promote the benefits of the Affordable Care Act to a skeptical public. Congressional Republicans, meanwhile, refuse to abandon their quest to derail “Obamacare” and flirt with a government shutdown to force the issue. …

(Excerpt) Read more at hosted.ap.org ...


TOPICS: Business/Economy; Government; News/Current Events; US: District of Columbia
KEYWORDS: 0carenightmare; liberalagenda; obamacare; premiums; zerocare
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To: steve86

You may wat to consult a ACA Exchange calculator. Premium costs are not included as out of pocket costs according to this..

http://kff.org/interactive/subsidy-calculator/


21 posted on 09/24/2013 11:53:29 PM PDT by motoman
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To: steve86

I certainly am not. Most hospital stays are thousands of dollars. Even many out patient surgeries cost thousands. 20% of $50,000 is $10k. Fifty K don’t get you a whole lot of top flight medical care. At least not the kind that you really need. Skinned knees and free birth control is easy. Free gal bladder surgery, cancer treatment, and arthroscopic surgeries are a little more difficult.

I have about $4,000,000 worth of medical bills I would be happy to show you that my family has incurred in just the past five years. That is what the insurance company adjusted and paid. The pre-adjusted costs where over $10 Million.

MANY, MANY families will flirt with an out of pocket max every year, Particularly if you have children that play sports. One sick child, or family member with a chronic illness will rack up hundreds of thousands of dollars a year in billable medical expenses.

This is Shit insurance, particularly for the premium. Wait until all the people who wanted this and thought it would be free find out that it costs more than a new car. If you actually need it for anything important it will cost you as much as most Obama voters spend on their mobile home.

BTW I hold an insurance license. I also have had the great fortune to pay out plenty of deductibles and co-pays. We usually hit our out of pocket by February 1st. That is presently $5,000. But we haven’t gotten the new rates yet.


22 posted on 09/25/2013 12:41:42 AM PDT by Jim from C-Town (The government is rarely benevolent, often malevolent and never benign!)
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To: Rightwing Conspiratr1

Easy, it get padded to their EITC. Payday is here again


23 posted on 09/25/2013 1:41:36 AM PDT by i_robot73 (Give me one example and I will show where gov't is the root of all problems.)
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To: steve86

so $600 a month instead of $1300...where does that money come from STEVE68 (automated profile)?


24 posted on 09/25/2013 2:00:43 AM PDT by willyd (I for one welcome our NSA overlords)
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To: Olog-hai

why not just 330?

why the 8?


25 posted on 09/25/2013 2:05:45 AM PDT by combat_boots (The Lion of Judah cometh. Hallelujah. Gloria Patri, Filio et Spiritui Sancto!)
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To: Anitius Severinus Boethius

They liken that $328 to a payment for a new car.....it has been 20-30 years since I EVER had a car payment that low.

Most of mine have been in the 600-700/month range.


26 posted on 09/25/2013 3:06:26 AM PDT by Gaffer
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To: Olog-hai
For the low info voter who has coverage thru an employer and loses it or their job or has hours cut back, they're not going to put two plus two together.

They're still going to blame the employer, aka "the man".........and the MSM, unwilling to admit that they were involved in this fraud, will continue to blame the GOP.

27 posted on 09/25/2013 3:18:30 AM PDT by Hot Tabasco (Ms. Muffett suffered from arachnophobia)
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To: Jim from C-Town

“Though the insurance exchange is supposed to bring down costs for people without job-sponsored coverage, it won’t help Hattey and an estimated 226,525 other uninsured Missourians. They make too little to qualify for government subsidies.

Yes, too little.”

http://www.kaiserhealthnews.org/Stories/2013/August/27/missouri-insurance-coverage-gap-medicaid-obamacare.aspx


28 posted on 09/25/2013 3:32:16 AM PDT by listenhillary (Courts, law enforcement, roads and national defense should be the extent of government)
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To: Olog-hai

Obamacare is supposedly “insurance”. Do people understand that insurance does not pay all the bill for care?

Not only are you forced to pay for Obamacare, you will also pay for the portion of you bill that Obamacare does not pay.

Remember, Obamacare has the ability to get into your bank account.


29 posted on 09/25/2013 3:40:41 AM PDT by dforest (UT)
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To: steve86

You are incorrect. Medical bllls are instantly and deeply discounted for uninsured clients.


30 posted on 09/25/2013 5:27:40 AM PDT by motoman
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To: Olog-hai

sticker-price premiums for a mid-range benchmark plan will average $328 a month nationally for an individual,

But didn’t Sebelius and Obama say just the other day that premiums were gonna be about $100 a mnth? The same as a cell phone bill?
You mean they lie?!


31 posted on 09/25/2013 7:53:37 AM PDT by sheana
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To: motoman
You are incorrect. Medical bllls are instantly and deeply discounted for uninsured clients.

LOL Ask the People interviewed for the recent Time Magazine article who saw $15,000 insurance negotiated charges rise to $100,000 for the uninsured from the hospital paymaster. Those who had the help of a patient advocate could sometimes negotiate them partly back down.

32 posted on 09/25/2013 7:57:44 AM PDT by steve86 (Some things aren't really true but you wouldn't be half surprised if they were.)
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To: motoman
Premium costs are not included as out of pocket costs according to this..

I didn't say they were. In fact, I implied they were not LOL.

I am very familiar with the CA and WA exchange calculators.

33 posted on 09/25/2013 8:00:36 AM PDT by steve86 (Some things aren't really true but you wouldn't be half surprised if they were.)
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To: willyd

Get that dyslexia treated, Willy. I think even the bronze plan covers that.


34 posted on 09/25/2013 8:03:23 AM PDT by steve86 (Some things aren't really true but you wouldn't be half surprised if they were.)
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To: Olog-hai

So a family of four making $50K gets its health care essentially free. We now have socialized medicine for all but the suckers in midlife who actually got an education and worked their way into decent-paying jobs.


35 posted on 09/25/2013 8:10:58 AM PDT by 9YearLurker
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