Nope. Your wrong with regards to small towns like mine...my pharmacist is packin a 1911A1....I shoot with him. Small towns don’t follow such BS rules. Yes the chains have such as you state but I don’t dwell in such places unless forced to shop for something my local grocery etc... Do not have on the shelves.
Single site small town places don’t have to deal with the insurance. It’s the insurance companies that push this, they’re terrified of employees and bad guys getting into shootouts killing dozens of innocents.