Whose money is it? So you are saying that under your plan, somebody who worked 39 years and 9 months paying into social security would forfeit all the money he had paid into it? Sounds like a good plan -- if you think "Logan's Run" was a good blueprint as well.
Well it is certainly better than what it is now....40 quarters...please that is 10 years. Way too low for SS in my opinion. 39 years and 9 months is not 40 years is it? For someone who is conservative you don’t sound it in your post.